Griffith And Sharp Mortgage Services Limited

Reference number: 486521

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Griffith And Sharp Mortgage Services Limited (FRN 486521) is an AR of Sesame Limited (FRN 150427). When you use Griffith And Sharp Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Griffith And Sharp Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 682075

  • Address

    The Old Docks, 90 Watery Lane, Preston, PR2 1AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 682075 is
  • Who else gives the postcode PR2 1AU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • GS Mortgage Services Trading name: A name it trades under now.
  • Griffith & Sharp Mortgage Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 May 2008 (18 years old)
Registered office
Black Bull House 353-355 Station Road, Bamber Bridge, Preston, Lancashire, PR5 6EE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrea Carole Griffith Director Mar 1971 14 May 2008 2 other companies
Joanne Adele Sharp Director Mar 1966 14 May 2008 1 other company
Joanne Adele Sharp Secretary Not published 14 May 2008 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£164k

+1.1% from £162k

Cash at bank

£2,700

Up £1,851 from £849

Employees (average)

4

Same as 4

Owed within a year

£22.8k

+109% from £10.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06592339. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Griffith And Sharp Mortgage Services’s history from the FCA register and Companies House, newest first.

2024

3 October 2024

  • Changed its registered name from "Griffith & Sharp Mortgage Services Ltd"

FCA register

2016

6 April 2016

  • Andrea Carole Griffith became a part-owner (25–50% of shares)
  • Joanne Adele Sharp became a part-owner (25–50% of shares)

Companies House

2008

25 July 2008

  • Became an appointed representative

FCA register

14 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Griffith And Sharp Mortgage Services

Other FCA-listed firms that share a director, phone number or address with Griffith And Sharp Mortgage Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Griffith And Sharp Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Preston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Griffith And Sharp Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Griffith And Sharp Mortgage Services Limited FCA authorised?
Griffith And Sharp Mortgage Services Limited (FRN 486521) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Griffith And Sharp Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Griffith And Sharp Mortgage Services Limited (FRN 486521) is an AR of Sesame Limited (FRN 150427). When you use Griffith And Sharp Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Griffith And Sharp Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Griffith And Sharp Mortgage Services’ phone number?
The FCA register lists the phone number 01772 682075 for Griffith And Sharp Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Griffith And Sharp Mortgage Services a scam or clone?
Griffith And Sharp Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Griffith And Sharp Mortgage Services?
Protection works through Sesame Limited, the principal firm responsible for Griffith And Sharp Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Griffith And Sharp Mortgage Services?
Companies House lists 2 people with significant control of Griffith And Sharp Mortgage Services: Mrs Andrea Carole Griffith (25–50% of shares) and Mrs Joanne Adele Sharp (25–50% of shares).
Who runs Griffith And Sharp Mortgage Services?
Companies House lists 2 directors of Griffith And Sharp Mortgage Services: Andrea Carole Griffith and Joanne Adele Sharp.
How long has Griffith And Sharp Mortgage Services been in business?
The company was formed on 14 May 2008.
What do Griffith And Sharp Mortgage Services’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £164k (+1.1% from £162k) and cash at bank of £2,700 (up £1,851 from £849).
Does Griffith And Sharp Mortgage Services use any other names?
It trades as GS Mortgage Services. It has previously used the name Griffith & Sharp Mortgage Services Ltd.

Sources and links

The full report on Griffith And Sharp Mortgage Services Limited

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