GRMR Ltd.

Reference number: 608577

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GRMR Ltd. (FRN 608577) is an AR of Ableworld (UK) Limited (FRN 712197). When you use GRMR's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GRMR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ableworld.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 561335 is
  • Who else gives the postcode C03 0JX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ableworld Colchester Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ableworld (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 July 2013 (13 years old)
Registered office
1 Fairways, Braiswick, Colchester, CO4 5TX, England
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)
  • Retail sale of footwear in specialised stores (SIC 47721)
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name Role Born Appointed Other companies
Gerald Robert Mahon Roper Director Nov 1965 22 Jul 2013 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£1.02m

+15% from £887k

Cash at bank

£428k

+15% from £372k

Employees (average)

9

Same as 9

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08619516. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Grmr’s history from the FCA register and Companies House, newest first.

2026

22 July 2026

  • Changed its registered name from "GRMR Ltd"

FCA register

2016

6 April 2016

  • Gerald Roper became the majority owner (50–75% of shares)

Companies House

2013

10 October 2013

  • Became an appointed representative
  • Began trading as "Ableworld Colchester"

FCA register

22 July 2013

  • Incorporated at Companies House
  • Gerald Robert Mahon Roper appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Grmr

Other firms of the same type (retailer), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grmr

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is GRMR Ltd. FCA authorised?
GRMR Ltd. (FRN 608577) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grmr?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GRMR Ltd. (FRN 608577) is an AR of Ableworld (UK) Limited (FRN 712197). When you use Grmr's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grmr, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grmr’s phone number and website?
The FCA register lists the phone number 01206 561335 and the website ableworld.co.uk for Grmr. If you were given different contact details, use these to check with the firm before going any further.
Is Grmr a scam or clone?
Grmr is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grmr?
Protection works through Ableworld (UK) Limited, the principal firm responsible for Grmr's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grmr?
Companies House lists one person with significant control of Grmr: Gerald Roper (50–75% of shares).
Who runs Grmr?
Companies House lists one director of Grmr: Gerald Robert Mahon Roper.
How long has Grmr been in business?
The company was formed on 22 July 2013.
What do Grmr’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £1.02m (+15% from £887k) and cash at bank of £428k (+15% from £372k).
Does Grmr use any other names?
It trades as Ableworld Colchester.

Sources and links

The full report on GRMR Ltd.

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