Grounded Finance Ltd

Reference number: 1056400

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Grounded Finance Ltd (FRN 1056400) is an AR of ValidPath Limited (FRN 197107). When you use Grounded Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Grounded Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07785 388531

  • Address

    58 London Road, Balderton, Newark, Nottinghamshire, NG24 3AH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07785 388531 is
  • Who else gives the postcode NG24 3AH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Foundation Wealth Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17056152
Company status
Active
Company type
Private limited company
Incorporated
26 February 2026 (less than a year old)
Registered office
Suite A 82 James Carter Road, Mildenhall, Bury St. Edmunds, Suffolk, IP28 7DE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacob David Manderfield Director Oct 1993 26 Feb 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Grounded Finance’s history from the FCA register and Companies House, newest first.

2026

24 June 2026

  • Became an appointed representative
  • Began trading as "Foundation Wealth"

FCA register

26 February 2026

  • Incorporated at Companies House
  • Jacob David Manderfield took control (75–100% of shares)
  • Jacob David Manderfield appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Grounded Finance

Other firms of the same type (financial adviser), nearest first.

In Newark

Barker Maule Wealth Management LimitedNewarkAppointed representativeBWF Consultants LtdNewarkAppointed representativeLeaf Financial Planning LimitedNewarkAppointed representativeMonster Money Group LtdNewarkAppointed representativeRex Wealth Management LimitedNewarkAppointed representativeStuart BurbidgeNewarkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grounded Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Grounded Finance Ltd FCA authorised?
Grounded Finance Ltd (FRN 1056400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grounded Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grounded Finance Ltd (FRN 1056400) is an AR of ValidPath Limited (FRN 197107). When you use Grounded Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grounded Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grounded Finance’s phone number?
The FCA register lists the phone number 07785 388531 for Grounded Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Grounded Finance a scam or clone?
Grounded Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grounded Finance?
Protection works through ValidPath Limited, the principal firm responsible for Grounded Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grounded Finance?
Companies House lists one person with significant control of Grounded Finance: Mr Jacob David Manderfield (75–100% of shares).
Who runs Grounded Finance?
Companies House lists one director of Grounded Finance: Jacob David Manderfield.
How long has Grounded Finance been in business?
The company was formed on 26 February 2026.
Does Grounded Finance use any other names?
It trades as Foundation Wealth.

Sources and links

The full report on Grounded Finance Ltd

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