Grt Mortgage & Protection Limited

Reference number: 1063667

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GRT MORTGAGE & PROTECTION LIMITED (FRN 1063667) is an AR of The Right Mortgage Limited (FRN 649443). When you use GRT MORTGAGE & PROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GRT MORTGAGE & PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When grtmortgageprotection.com first appeared online, and whether it can receive email
  • What kind of line 07808 713723 is
  • Who else gives the postcode KY2 6EL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC891551
Company status
Active
Company type
Private limited company
Incorporated
2 June 2026 (less than a year old)
Registered office
20 Aboyne Gardens, Kirkcaldy, KY2 6EL, Scotland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Greg Ross Trowell Director Nov 1997 2 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Grt Mortgage & Protection’s history from the FCA register and Companies House, newest first.

2026

18 September 2026

  • Became an appointed representative

FCA register

2 June 2026

  • Incorporated at Companies House
  • Greg Ross Trowell took control (75–100% of shares)
  • Greg Ross Trowell appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Grt Mortgage & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Kirkcaldy

Bee Mortgage Wise LtdKirkcaldyAppointed representativeMontague Mortgage SolutionsKirkcaldyAppointed representativePropCap Consultancy LtdKirkcaldyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grt Mortgage & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

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Frequently asked questions about this firm

Is Grt Mortgage & Protection Limited FCA authorised?
Grt Mortgage & Protection Limited (FRN 1063667) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grt Mortgage & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grt Mortgage & Protection Limited (FRN 1063667) is an AR of The Right Mortgage Limited (FRN 649443). When you use Grt Mortgage & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grt Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grt Mortgage & Protection’s phone number and website?
The FCA register lists the phone number 07808 713723 and the website grtmortgageprotection.com for Grt Mortgage & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Grt Mortgage & Protection a scam or clone?
Grt Mortgage & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grt Mortgage & Protection?
Protection works through The Right Mortgage Limited, the principal firm responsible for Grt Mortgage & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grt Mortgage & Protection?
Companies House lists one person with significant control of Grt Mortgage & Protection: Mr Greg Ross Trowell (75–100% of shares).
Who runs Grt Mortgage & Protection?
Companies House lists one director of Grt Mortgage & Protection: Greg Ross Trowell.
How long has Grt Mortgage & Protection been in business?
The company was formed on 2 June 2026.

Sources and links

The full report on Grt Mortgage & Protection Limited

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