GSM Financial Services Ltd

Reference number: 230610

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GSM Financial Services Ltd (FRN 230610) is an AR of First Complete Limited (FRN 435779). When you use GSM Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GSM Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07711 206791

  • Address

    52 Garden Street, Magherafelt, BT45 5DD, Northern Ireland

In the full report: 2 background checks

  • What kind of line 07711 206791 is
  • Who else gives the postcode BT45 5DD
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • 360 Mortgages NI Trading name
  • Paul Birt Estate Agents & Mortgage Consultants Former name
  • Paul Joseph Birt Former name
  • 360 Mortgages Former trading name
  • Paul Birt Mortgages Former trading name
  • Paul Birt Mortgage Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI692287
Company status
Active
Company type
Private limited company
Incorporated
2 November 2022 (3 years old)
Registered office
52 Garden Street, Magherafelt, BT45 5DD, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Birt Director Jul 1969 2 Nov 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

GSM Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2022

15 December 2022

  • Changed its registered name from "Paul Joseph Birt"

FCA register

2 November 2022

  • Incorporated at Companies House
  • Paul Birt took control (75–100% of shares)

Companies House

2006

6 December 2006

  • Changed its registered name from "Paul Birt Estate Agents & Mortgage Consultants"

FCA register

2003

23 December 2003

  • Became an appointed representative

FCA register

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like GSM Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Magherafelt

Point 2 Mortgages LtdMagherafeltAppointed representativeRichard John McKeownMagherafeltAppointed representativeBurns Murphy Associates LimitedMagherafeltAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GSM Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is GSM Financial Services Ltd FCA authorised?
GSM Financial Services Ltd (FRN 230610) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GSM Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GSM Financial Services Ltd (FRN 230610) is an AR of First Complete Limited (FRN 435779). When you use GSM Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GSM Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is GSM Financial Services’ phone number?
The FCA register lists the phone number 07711 206791 for GSM Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is GSM Financial Services a scam or clone?
GSM Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GSM Financial Services?
Protection works through First Complete Limited, the principal firm responsible for GSM Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns GSM Financial Services?
Companies House lists one person with significant control of GSM Financial Services: Mr Paul Birt (75–100% of shares).
Who runs GSM Financial Services?
Companies House lists one director of GSM Financial Services: Paul Birt.
How long has GSM Financial Services been in business?
The company was formed on 2 November 2022.
Does GSM Financial Services use any other names?
It trades as 360 Mortgages NI. It has previously used 5 other names, including Paul Birt Estate Agents & Mortgage Consultants, Paul Joseph Birt and 360 Mortgages.

Sources and links

The full report on GSM Financial Services Ltd

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