Guaranty Trust Bank (UK) Limited

Reference number: 466611

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gtbankuk.com first appeared online, and whether it can receive email
  • What kind of line 020 7947 9700 is
  • Who else gives the postcode W1W 8LP
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • GTBank Trading name
  • GTBank UK Trading name
  • GTCO Trading name
  • GTB UK Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action

FCA action

fine
1
in fines
£7.60m
most recent
January 2023
  • Fined £7.6m on 10 January 2023
    Financial penalty of £7.6 million as the firm failed to take reasonable care to organise and control its AML processes responsibly and effectively, with adequate risk management systems, in breach of Principle 3.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05969821
Company status
Active
Company type
Private limited company
Incorporated
17 October 2006 (20 years old)
Registered office
10 Great Castle Street, London, W1W 8LP, United Kingdom
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Olusegun Agbaje Director Jul 1964 8 Dec 2006 None
Babajide Ayodeji Gregory Okuntola Director Oct 1980 25 Nov 2021 None
Goziem Deborah Eso Director Feb 1976 23 May 2024 None
Joanne Hindle Director Oct 1957 23 May 2024 None
Paul Croucher Director Jan 1962 22 Nov 2024 None
Hamish Cameron Galbraith Marr Director Mar 1962 20 Aug 2025 None
Rachel Orebote Secretary Not published 29 May 2025 –

In the full report: every company its directors have run

  • Confirmation that these 6 directors run no other company
  • All 21 people who have been directors, with their dates
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Key dates in its history

Guaranty Trust Bank (UK)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (49)

2023

10 January 2023

  • Fined £7.6m by the FCA

FCA register

2016

6 April 2016

  • Guaranty Trust Bank Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2008

26 March 2008

  • Changed its registered name from "GTB UK Ltd"

FCA register

10 March 2008

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

17 October 2006

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (8 shown here)
  • Every director appointment and resignation: 36
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Firms like Guaranty Trust Bank (UK)

Other firms of the same type (bank or building society), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Guaranty Trust Bank (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 49 events in its history

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Frequently asked questions about this firm

Is Guaranty Trust Bank (UK) Limited FCA authorised?
Yes, Guaranty Trust Bank (UK) Limited (FRN 466611) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2008 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Guaranty Trust Bank (UK)’s phone number and website?
The FCA register lists the phone number 020 7947 9700 and the website gtbankuk.com for Guaranty Trust Bank (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Guaranty Trust Bank (UK) a scam or clone?
Guaranty Trust Bank (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Guaranty Trust Bank (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Guaranty Trust Bank (UK) to the Financial Ombudsman Service, free of charge.
Who owns Guaranty Trust Bank (UK)?
Guaranty Trust Bank (UK) is owned by Guaranty Trust Bank Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Guaranty Trust Bank (UK)?
Companies House lists 6 directors of Guaranty Trust Bank (UK): Olusegun Agbaje, Babajide Ayodeji Gregory Okuntola, Goziem Deborah Eso, Joanne Hindle, Paul Croucher and Hamish Cameron Galbraith Marr.
How long has Guaranty Trust Bank (UK) been in business?
The company was formed on 17 October 2006, and has held its current FCA authorisation since March 2008.
Has the FCA taken action against Guaranty Trust Bank (UK)?
Yes. The FCA register records 1 fine in 2023, £7.6m in total. The details are in the disciplinary section above, with links to the FCA's notices.
Does Guaranty Trust Bank (UK) use any other names?
It trades as GTBank, GTBank UK and GTCO. It has previously used the name GTB UK Ltd.

Sources and links

The full report on Guaranty Trust Bank (UK) Limited

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