Gusto Group Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 1992
Accounts filed up to 31 March 2025

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
GUSTO GROUP LIMITED (FRN 1015373) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not GUSTO GROUP.
Example: if GUSTO GROUP refers you to a financial adviser, the advice should come from the principal firm, not from GUSTO GROUP itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01636 894900
Address

Unit 3, Gusto House, Green Way, Collingham, Newark, Nottinghamshire, NG23 7DX, United Kingdom

In the full report: 2 background checks

What kind of line 01636 894900 is
Who else gives the postcode NG23 7DX

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02713601 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 May 1992 (34 years old)
Registered office: Gusto House Green Way, Collingham, Newark, Nottinghamshire, NG23 7DX, United Kingdom
Nature of business: Activities of head offices (SIC 70100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen Nicholas Wright	Director	Mar 1962	13 Sep 2002	15 other companies
Jerome Campbell Wright	Director	Apr 1964	17 Oct 2002	4 other companies
Jeremy Christopher Heppell	Director	Sep 1973	3 Mar 2014	None
Sean Terence Conway	Director	Apr 1969	9 Jan 2026	4 other companies
Jeremy Christopher Heppell	Secretary	Not published	17 Oct 2002	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 17
closed down: 2
run together: 4

In the full report: all 17 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 companies these 4 directors run together
All 10 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Group accountsAudited

Net assets

£12.1m

+63% from £7.39m

Cash at bank

£2.14m

+144% from £875k

Owed within a year

£2.20m

+14% from £1.92m

No turnover or profit for the year to 31 March 2025: the accounts print them but do not tag them. The last tagged figures are £12.2m turnover and £1.38m profit, for the year to 31 March 2024.

Turnover and profit

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 March 2022 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 March 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 02713601. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gusto Group’s history from the FCA register and Companies House, newest first.

Key events (3) All events (16)

2024

11 June 2024

Became an introducer appointed representative

FCA register

2016

6 April 2016

Stephen Nicholas Wright took control (75–100% of shares)

Companies House

1992

11 May 1992

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (3 shown here)
Every director appointment and resignation: 13

Get the full report on Gusto Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

17 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 16 events in its history

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Frequently asked questions about this firm

Is Gusto Group Limited FCA authorised?

Gusto Group Limited (FRN 1015373) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Gusto Group?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Gusto Group Limited (FRN 1015373) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Gusto Group. Example: if Gusto Group refers you to a financial adviser, the advice should come from the principal firm, not from Gusto Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Gusto Group’s phone number?

The FCA register lists the phone number 01636 894900 for Gusto Group. If you were given different contact details, use these to check with the firm before going any further.

Is Gusto Group a scam or clone?

Gusto Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Gusto Group?

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Gusto Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Gusto Group?

Companies House lists one person with significant control of Gusto Group: Mr Stephen Nicholas Wright (75–100% of shares).

Who runs Gusto Group?

Companies House lists 4 directors of Gusto Group: Stephen Nicholas Wright, Jerome Campbell Wright, Jeremy Christopher Heppell and Sean Terence Conway.

How long has Gusto Group been in business?

The company was formed on 11 May 1992.

What do Gusto Group’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £12.1m (+63% from £7.39m) and cash at bank of £2.14m (+144% from £875k).