H F Heard Limited

Reference number: 748914

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

BOC LIMITED Reference number: 715528 Caution View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • H F Heard Limited (FRN 748914) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not H F Heard.
  • Example: if H F Heard refers you to a financial adviser, the advice should come from the principal firm, not from H F Heard itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01884 821768

  • Address

    Lloyd Maunder Road, Willand, Cullompton, Devon, EX15 2PJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01884 821768 is
  • Who else gives the postcode EX15 2PJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Boc Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
00483127
Company status
Active
Company type
Private limited company
Incorporated
8 June 1950 (76 years old)
Registered office
Charlton House, 32 High Street, Cullompton, Devon, EX15 1AE
Nature of business
  • Freight transport by road (SIC 49410)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Charles Heard Director Apr 1957 Not published None
Janice Elaine Heard Secretary Not published 22 Oct 2004 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£138k

−4% from £143k

Employees (average)

3

−25% from 4

Owed within a year

£14.1k

−58% from £33.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00483127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

H F Heard’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2016

1 September 2016

  • Andrew Charles Heard became the majority owner (50–75% of shares)

Companies House

2 June 2016

  • Became an introducer appointed representative

FCA register

1950

8 June 1950

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Get the full report on H F Heard

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is H F Heard Limited FCA authorised?
H F Heard Limited (FRN 748914) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for H F Heard?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. H F Heard Limited (FRN 748914) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not H F Heard. Example: if H F Heard refers you to a financial adviser, the advice should come from the principal firm, not from H F Heard itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is H F Heard’s phone number?
The FCA register lists the phone number 01884 821768 for H F Heard. If you were given different contact details, use these to check with the firm before going any further.
Is H F Heard a scam or clone?
H F Heard is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with H F Heard?
Protection works through Boc Limited, the principal firm responsible for H F Heard's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns H F Heard?
Companies House lists one person with significant control of H F Heard: Mr Andrew Charles Heard (50–75% of shares).
Who runs H F Heard?
Companies House lists one director of H F Heard: Andrew Charles Heard.
How long has H F Heard been in business?
The company was formed on 8 June 1950.
What do H F Heard’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £138k (−4% from £143k).

Sources and links

The full report on H F Heard Limited

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