H.f. Welch and Son Limited

Reference number: 681854

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When loans-hfwelchandson.co.uk first appeared online, and whether it can receive email
  • What kind of line 0116 275 0055 is
  • Who else gives the postcode LE19 4AA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Welch & Son. Welch Finance. loans-hfwelchandson.co.uk. H F Welch & Son.Hinckleycashloans.co.uk Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00762526
Company status
Active
Company type
Private limited company
Incorporated
29 May 1963 (63 years old)
Registered office
16 Broad Street, Enderby, Leicester, LE19 4AA
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Justine Vanessa Sharp Director Apr 1971 13 Feb 1997 None
Ivan Keith Welch Director Feb 1946 Not published None
Ann Welch Secretary Not published 31 Mar 1991 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£55.0k

+2.3% from £53.8k

Cash at bank

£8,963

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£26.1k

Up £24.4k from £1,708

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00762526. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

H.f. Welch and Son’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2018

12 February 2018

  • Ivan Keith Welch stopped being a part-owner

Companies House

2017

14 February 2017

  • Ivan Keith Welch became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Ivan Keith Welch gained significant control
  • Justine Vanessa Sharp gained significant control

Companies House

2015

22 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1963

29 May 1963

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms connected to H.f. Welch and Son

Other FCA-listed firms that share a director, phone number or address with H.f. Welch and Son. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like H.f. Welch and Son

Other firms of the same type (lender), nearest first.

In Leicester

Cranbrook (Jewellers) LtdLeicesterAuthorisedCredit Change LtdLeicesterAuthorisedGuardian Finance LimitedLeicesterAuthorisedMutual Clothing & Supply Company LimitedLeicesterAuthorisedPSA Financial Services LimitedLeicesterAuthorisedSir Thomas White Loan CharityLeicesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on H.f. Welch and Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is H.f. Welch and Son Limited FCA authorised?
Yes, H.f. Welch and Son Limited (FRN 681854) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is H.f. Welch and Son’s phone number and website?
The FCA register lists the phone number 0116 275 0055 and the website loans-hfwelchandson.co.uk for H.f. Welch and Son. If you were given different contact details, use these to check with the firm before going any further.
Is H.f. Welch and Son a scam or clone?
H.f. Welch and Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with H.f. Welch and Son?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how H.f. Welch and Son handles your money, so check the specific product before you commit. You can also refer complaints about H.f. Welch and Son to the Financial Ombudsman Service, free of charge.
Who owns H.f. Welch and Son?
Companies House lists 2 people with significant control of H.f. Welch and Son: Mrs Justine Vanessa Sharp (significant influence or control) and Mr Ivan Keith Welch (significant influence or control).
Who runs H.f. Welch and Son?
Companies House lists 2 directors of H.f. Welch and Son: Justine Vanessa Sharp and Ivan Keith Welch.
How long has H.f. Welch and Son been in business?
The company was formed on 29 May 1963, and has held its current FCA authorisation since September 2015.
What do H.f. Welch and Son’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £55.0k (+2.3% from £53.8k) and cash at bank of £8,963 (no earlier figure to compare).
Does H.f. Welch and Son use any other names?
It trades as Welch & Son. Welch Finance. loans-hfwelchandson.co.uk. H F Welch & Son.Hinckleycashloans.co.uk.

Sources and links

The full report on H.f. Welch and Son Limited

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