Hallmark Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2005
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

hallmarkmoney.com (opens in a new tab)
Phone number

01277 369711
Address

Ongar Business Centre, The Gables, Ongar, Essex, CM5 0GA, United Kingdom

In the full report: 3 background checks

When hallmarkmoney.com first appeared online, and whether it can receive email
What kind of line 01277 369711 is
Who else gives the postcode CM5 0GA

Other names (10)

If you were contacted under any of these names, it is this firm.

Hallmark Equity Release Trading name: A name it trades under now.
Hallmark Money Trading name: A name it trades under now.
Hallmark Lifetime Mortgages Former trading name: A name it used to trade under.
No Nonsense Bridging Former trading name: A name it used to trade under.
No Nonsense Commercial Former trading name: A name it used to trade under.
No Nonsense Insurance Former trading name: A name it used to trade under.
No Nonsense Investments Former trading name: A name it used to trade under.
No Nonsense Mortgages Former trading name: A name it used to trade under.
No Nonsense Pensions Former trading name: A name it used to trade under.
Paramount Mortgage Packaging Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL administrator
Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05531211 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 August 2005 (21 years old)
Registered office: Unit 5 Essex Technology And, Innovation Centre The Gables, Ongar, Essex, CM5 0GA
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Robert Chipperfield	Director	Jan 1972	12 Aug 2005	2 other companies
Andrew Taylor	Director	May 1972	31 Dec 2005	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£59.6k

−34% from £90.0k

Cash at bank

£74.1k

−26% from £101k

Employees (average)

4

−20% from 5

Owed within a year

£16.6k

+19% from £14.0k

Net assets

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05531211. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hallmark Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (33)

2016

6 April 2016

Andrew Taylor became a part-owner (25–50% of shares)
Julia Anne Taylor became a part-owner (25–50% of shares)
Louise Emma Chipperfield became a part-owner (25–50% of shares)
Matthew Robert Chipperfield became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

12 October 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

9 August 2005

Incorporated at Companies House

Companies House

In the full report: all 33 events

All 33 events in its history (8 shown here)
Every director appointment and resignation: 4

Firms connected to Hallmark Financial Services

Other FCA-listed firms that share a director, phone number or address with Hallmark Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Hallmark Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ongar

BestQuote Group LimitedOngarAuthorised Mortgage Link LimitedOngarAuthorised The FMF Group LtdOngarAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hallmark Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 33 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hallmark Financial Services Limited FCA authorised?

Yes, Hallmark Financial Services Limited (FRN 438373) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Hallmark Financial Services’ phone number and website?

The FCA register lists the phone number 01277 369711 and the website hallmarkmoney.com for Hallmark Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Hallmark Financial Services a scam or clone?

Hallmark Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Hallmark Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hallmark Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Hallmark Financial Services?

Companies House lists 4 people with significant control of Hallmark Financial Services: Mr Andrew Taylor (25–50% of shares), Mr Matthew Robert Chipperfield (25–50% of shares), Mrs Louise Emma Chipperfield (25–50% of shares) and Mrs Julia Anne Taylor (25–50% of shares).

Who runs Hallmark Financial Services?

Companies House lists 2 directors of Hallmark Financial Services: Matthew Robert Chipperfield and Andrew Taylor.

How long has Hallmark Financial Services been in business?

The company was formed on 9 August 2005, and has held its current FCA authorisation since October 2005.

What do Hallmark Financial Services’ latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £59.6k (−34% from £90.0k) and cash at bank of £74.1k (−26% from £101k).

Does Hallmark Financial Services use any other names?

It trades as Hallmark Equity Release and Hallmark Money. It has previously used 8 other names, including Hallmark Lifetime Mortgages, No Nonsense Bridging and No Nonsense Commercial.