Handepay Ltd.

Reference number: 673564

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When handepay.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 005 0999 is
  • Who else gives the postcode WA11 0GR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Handepay Direct Former trading name
  • Handepay Merchant Services Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05504126
Company status
Active
Company type
Private limited company
Incorporated
9 July 2005 (21 years old)
Registered office
1 The Boulevard, Shire Park, Welwyn Garden City, AL7 1EL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark David Latham Director Sep 1979 25 Mar 2014 1 other company
David Robert Harding Director Aug 1974 14 Aug 2023 46 other companies
Andrew George Twentyman Director Aug 1981 6 Sep 2024 None
Elliot John James Houghton Director Jan 1988 12 May 2026 3 other companies
INDIGO CORPORATE SECRETARY LIMITED Corporate secretary Not published 25 Jan 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
23
are FCA-registered
7

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register, including 4 no longer authorised
  • The 1 company these 4 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2023Full accountsAudited

Turnover

£14.8m

No earlier figure to compare

Profit before tax

£4.19m

No earlier figure to compare

Net assets

£13.8m

No earlier figure to compare

Cash at bank

£122k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05504126. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Handepay’s history from the FCA register and Companies House, newest first.

Key events (11) All events (39)

2021

3 February 2021

  • Andrew John Peake no longer holds 25–50% of the votes
  • Andrew Macauley stopped being a part-owner
  • Paulus Reginaldus Van Vliet no longer holds 25–50% of the votes
  • Paypoint PLC took control (75–100% of shares)

Companies House

2019

27 June 2019

  • Paulus Reginaldus Van Vliet gained 25–50% of the votes

Companies House

2017

9 July 2017

  • Andrew John Peake gained 25–50% of the votes
  • Andrew Macauley became a part-owner (25–50% of shares)

Companies House

2015

20 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

22 January 2007

  • Board replaced: both directors left and a new director took over

Companies House

2005

9 July 2005

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (11 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Handepay

Other FCA-listed firms that share a director, phone number or address with Handepay. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
7

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Handepay

Other firms of the same type (credit broker), nearest first.

In St. Helens

Joseph DwyerSt. HelensAuthorisedAndrew MillerSt. HelensAppointed representativeJo-Anne ShawSt. HelensAppointed representativeMark LittlerSt. HelensAppointed representativeTrade Golf Supplies LimitedSt. HelensAuthorisedKverneland Group UK LimitedSt. HelensAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Handepay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 39 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Handepay Ltd. FCA authorised?
Yes, Handepay Ltd. (FRN 673564) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Handepay’s phone number and website?
The FCA register lists the phone number 0333 005 0999 and the website handepay.co.uk for Handepay. If you were given different contact details, use these to check with the firm before going any further.
Is Handepay a scam or clone?
Handepay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Handepay?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Handepay handles your money, so check the specific product before you commit. You can also refer complaints about Handepay to the Financial Ombudsman Service, free of charge.
Who owns Handepay?
Handepay is owned by Paypoint PLC, which holds 75–100% of shares and 75–100% of votes, since 3 February 2021. Before that, it was controlled by Mr Paulus Reginaldus Van Vliet, Andrew Macauley and Andrew John Peake.
Who runs Handepay?
Companies House lists 4 directors of Handepay: Mark David Latham, David Robert Harding, Andrew George Twentyman and Elliot John James Houghton.
How long has Handepay been in business?
The company was formed on 9 July 2005, and has held its current FCA authorisation since March 2015.
What do Handepay’s latest accounts show?
Its latest accounts, to 31 March 2023, show turnover of £14.8m (no earlier figure to compare) and profit before tax of £4.19m (no earlier figure to compare).
Does Handepay use any other names?
It has previously used 2 other names: Handepay Direct and Handepay Merchant Services.

Sources and links

The full report on Handepay Ltd.

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