Hardsoft Limited

Reference number: 716391

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hardsoftcomputers.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7111 1643 is
  • Who else gives the postcode CM20 2GY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HardSoft computers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 September 2006 (20 years old)
Registered office
10-12 Mulberry Green, Old Harlow, Essex, CM17 0ET
Nature of business
  • Information technology consultancy activities (SIC 62020)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew David Morgan Director Feb 1967 18 Sep 2006 4 other companies
Philip Peter Morgan Director Aug 1970 18 Sep 2006 5 other companies
Steven Hill Director Mar 1986 13 May 2013 None
Scott Andrew Harrington Director Nov 1977 1 Jul 2013 None
Sophie Hayes Director Jul 1993 30 Aug 2019 None
Philip Peter Morgan Secretary Not published 18 Sep 2006 5 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5
run together
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Group accountsAudited

Turnover

£9.61m

−2.9% from £9.89m

Profit before tax

£525k

−33% from £785k

Net assets

£1.46m

−21% from £1.84m

Cash at bank

£435k

+1.9% from £427k

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 March 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 March 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 05938604. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hardsoft’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Andrew David Morgan became a part-owner (25–50% of shares)
  • Philip Peter Morgan became a part-owner (25–50% of shares)

Companies House

2015

21 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

18 September 2006

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms like Hardsoft

Other firms of the same type (credit broker), nearest first.

In Harlow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hardsoft

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Hardsoft Limited FCA authorised?
Yes, Hardsoft Limited (FRN 716391) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Hardsoft’s phone number and website?
The FCA register lists the phone number 020 7111 1643 and the website hardsoftcomputers.co.uk for Hardsoft. If you were given different contact details, use these to check with the firm before going any further.
Is Hardsoft a scam or clone?
Hardsoft is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hardsoft?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Hardsoft handles your money, so check the specific product before you commit. You can also refer complaints about Hardsoft to the Financial Ombudsman Service, free of charge.
Who owns Hardsoft?
Companies House lists 2 people with significant control of Hardsoft: Mr Andrew David Morgan (25–50% of shares) and Mr Philip Peter Morgan (25–50% of shares).
Who runs Hardsoft?
Companies House lists 5 directors of Hardsoft: Andrew David Morgan, Philip Peter Morgan, Steven Hill, Scott Andrew Harrington and Sophie Hayes.
How long has Hardsoft been in business?
The company was formed on 18 September 2006, and has held its current FCA authorisation since October 2015.
What do Hardsoft’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £9.61m (−2.9% from £9.89m) and profit before tax of £525k (−33% from £785k).
Does Hardsoft use any other names?
It trades as HardSoft computers.

Sources and links

The full report on Hardsoft Limited

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