Harjinder Atwal

Reference number: 940778

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Appointed representative

Harjinder Atwal does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harjinder Atwal (FRN 940778) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Harjinder Atwal's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harjinder Atwal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07771 944979

  • Address

    9 Lynton Grove, Bedford, Bedfordshire, MK42 9RR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07771 944979 is
  • Who else gives the postcode MK42 9RR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bibi Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Harjinder Atwal’s history from the FCA register and Companies House, newest first.

2020

11 December 2020

  • Became an appointed representative
  • Began trading as "Bibi Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Harjinder Atwal

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bedford

Alun WatsonBedfordAppointed representativeDarren ArdenBedfordAppointed representativeEnhanced Business Finance LtdBedfordAppointed representativeEveryday Mortgages LtdBedfordAppointed representativeInitial Mortgage Solutions LtdBedfordAppointed representativeJamie OrtonBedfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harjinder Atwal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Harjinder Atwal FCA authorised?
Harjinder Atwal (FRN 940778) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harjinder Atwal?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harjinder Atwal (FRN 940778) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Harjinder Atwal's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harjinder Atwal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harjinder Atwal’s phone number?
The FCA register lists the phone number 07771 944979 for Harjinder Atwal. If you were given different contact details, use these to check with the firm before going any further.
Is Harjinder Atwal a scam or clone?
Harjinder Atwal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harjinder Atwal?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Harjinder Atwal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Harjinder Atwal use any other names?
It trades as Bibi Mortgages.

Sources and links

The full report on Harjinder Atwal

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