Harlow Citizens Advice Limited

Reference number: 617624

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harlowcitizensadvice.org.uk first appeared online, and whether it can receive email
  • What kind of line 01279 770181 is
  • Who else gives the postcode CM20 1YS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • HARLOW CITIZENS ADVICE BUREAU LIMITED Trading name: A name it trades under now.
  • Harlow Citizens Advice Bureau Former name: A name it was registered under before.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 September 2009 (17 years old)
Registered office
Floor 2 Westgate House, West Square, Harlow, Essex, CM20 1YS, England
Nature of business
  • Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ernest Onyema (Dr) Director Aug 1960 19 Jul 2011 1 other company
Richard John Lane Director Sep 1964 26 Nov 2013 2 other companies
Diana Susan Murray Director Apr 1952 24 May 2017 2 other companies
Graham Anthony Bellamy Clark Director Jan 1960 6 Oct 2020 1 other company
Elaine Prewer Director Aug 1984 22 Oct 2024 None
Tracy Lyn Norton Director Jul 1966 20 Nov 2024 5 other companies
Claire Simone Oldstein Director Sep 1967 29 Oct 2025 5 other companies
Katherine Vowles Director Jul 1957 15 Apr 2026 None

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
2
are FCA-registered
2

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 8 directors run together
  • All 25 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2018Micro-entity accountsNot audited

Net assets

£170k

No earlier figure to compare

Owed within a year

£32.5k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07013193. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harlow Citizens Advice’s history from the FCA register and Companies House, newest first.

2022

23 June 2022

  • Changed its registered name from "Harlow Citizens Advice Bureau"

FCA register

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2009

8 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (5 shown here)
  • Every director appointment and resignation: 44
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Firms connected to Harlow Citizens Advice

Other FCA-listed firms that share a director, phone number or address with Harlow Citizens Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5
past links
2

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Harlow Citizens Advice

Other firms of the same type (debt advice or management), nearest first.

In the Chelmsford (CM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harlow Citizens Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 51 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Harlow Citizens Advice Limited FCA authorised?
Yes, Harlow Citizens Advice Limited (FRN 617624) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Harlow Citizens Advice’s phone number and website?
The FCA register lists the phone number 01279 770181 and the website harlowcitizensadvice.org.uk for Harlow Citizens Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Harlow Citizens Advice a scam or clone?
Harlow Citizens Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harlow Citizens Advice?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Harlow Citizens Advice handles your money, so check the specific product before you commit. You can also refer complaints about Harlow Citizens Advice to the Financial Ombudsman Service, free of charge.
Who runs Harlow Citizens Advice?
Companies House lists 8 directors of Harlow Citizens Advice: Ernest Onyema (Dr), Richard John Lane, Diana Susan Murray, Graham Anthony Bellamy Clark, Elaine Prewer, Tracy Lyn Norton and 2 more.
How long has Harlow Citizens Advice been in business?
The company was formed on 8 September 2009, and has held its current FCA authorisation since April 2014.
What do Harlow Citizens Advice’s latest accounts show?
Its latest accounts, to 31 March 2018, show net assets of £170k (no earlier figure to compare).
Does Harlow Citizens Advice use any other names?
It trades as HARLOW CITIZENS ADVICE BUREAU LIMITED. It has previously used the name Harlow Citizens Advice Bureau.

Sources and links

The full report on Harlow Citizens Advice Limited

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