Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Floor 2, Westgate House, West Square, HARLOW, Essex, CM20 1YS, United Kingdom
In the full report: 3 background checks
- When harlowcitizensadvice.org.uk first appeared online, and whether it can receive email
- What kind of line 01279 770181 is
- Who else gives the postcode CM20 1YS
Other names (2)
If you were contacted under any of these names, it is this firm.
- HARLOW CITIZENS ADVICE BUREAU LIMITED Trading name: A name it trades under now.
- Harlow Citizens Advice Bureau Former name: A name it was registered under before.
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07013193 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 8 September 2009 (17 years old)
- Registered office
- Floor 2 Westgate House, West Square, Harlow, Essex, CM20 1YS, England
- Nature of business
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- Other social work activities without accommodation not elsewhere classified (SIC 88990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ernest Onyema (Dr) | Director | Aug 1960 | 19 Jul 2011 | 1 other company |
| Richard John Lane | Director | Sep 1964 | 26 Nov 2013 | 2 other companies |
| Diana Susan Murray | Director | Apr 1952 | 24 May 2017 | 2 other companies |
| Graham Anthony Bellamy Clark | Director | Jan 1960 | 6 Oct 2020 | 1 other company |
| Elaine Prewer | Director | Aug 1984 | 22 Oct 2024 | None |
| Tracy Lyn Norton | Director | Jul 1966 | 20 Nov 2024 | 5 other companies |
| Claire Simone Oldstein | Director | Sep 1967 | 29 Oct 2025 | 5 other companies |
| Katherine Vowles | Director | Jul 1957 | 15 Apr 2026 | None |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 8 directors run together
- All 25 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£170k
No earlier figure to compare
Owed within a year
£32.5k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07013193. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Harlow Citizens Advice’s history from the FCA register and Companies House, newest first.
2022
23 June 2022
- Changed its registered name from "Harlow Citizens Advice Bureau"
FCA register
2014
1 April 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- Became authorised by the FCA
FCA register
2009
8 September 2009
- Incorporated at Companies House
Companies House
In the full report: all 51 events
- All 51 events in its history (5 shown here)
- Every director appointment and resignation: 44
Firms connected to Harlow Citizens Advice
Other FCA-listed firms that share a director, phone number or address with Harlow Citizens Advice. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
- past links
- 2
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Harlow Citizens Advice
Other firms of the same type (debt advice or management), nearest first.
In the Chelmsford (CM) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Harlow Citizens Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 3 background checks on its contact details
- All 51 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Harlow Citizens Advice Limited FCA authorised?
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Who runs Harlow Citizens Advice?
How long has Harlow Citizens Advice been in business?
What do Harlow Citizens Advice’s latest accounts show?
Does Harlow Citizens Advice use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk