Harmony Wealth Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2009
Accounts filed up to 30 September 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

harmonywm.co.uk (opens in a new tab)
Phone number

01246 224030
Address

Harmony Wealth Management Ltd, Penmore House, Hasland Road, Hasland, Chesterfield, Derbyshire, S41 0SJ, United Kingdom

In the full report: 3 background checks

When harmonywm.co.uk first appeared online, and whether it can receive email
What kind of line 01246 224030 is
Who else gives the postcode S41 0SJ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07006728 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 September 2009 (17 years old)
Registered office: Penmore House Hasland Road, Hasland, Chesterfield, Derbyshire, S41 0SJ
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Neil Geoffrey Smith	Director	Apr 1973	2 Sep 2009	1 other company
Rachel Elizabeth Smith	Director	Apr 1977	7 Feb 2011	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2026Small company accountsNot audited

Total equity

£51.6k

−14% from £60.2k

Cash at bank

£57.6k

−39% from £94.9k

Employees (average)

3

Same as 3

Owed within a year

£60.9k

−26% from £81.9k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07006728. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harmony Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

1 August 2016

Neil Geoffrey Smith became the majority owner (50–75% of shares)
Rachel Elizabeth Smith became a part-owner (25–50% of shares)

Companies House

11 January 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2009

2 September 2009

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Harmony Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Chesterfield

Alpha Independent Financial Solutions LimitedChesterfieldAuthorised Artisan Financial LimitedChesterfieldAuthorised Confidential Financial Planning LimitedChesterfieldAuthorised Harvest Associates LimitedChesterfieldAuthorised Horizon Independent Financial Advisers LimitedChesterfieldAuthorised Inspired Financial Solutions LimitedChesterfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harmony Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Harmony Wealth Management Limited FCA authorised?

Yes, Harmony Wealth Management Limited (FRN 713818) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Harmony Wealth Management’s phone number and website?

The FCA register lists the phone number 01246 224030 and the website harmonywm.co.uk for Harmony Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Harmony Wealth Management a scam or clone?

Harmony Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Harmony Wealth Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Harmony Wealth Management to the Financial Ombudsman Service, free of charge.

Who owns Harmony Wealth Management?

Companies House lists 2 people with significant control of Harmony Wealth Management: Mr Neil Geoffrey Smith (50–75% of shares) and Mrs Rachel Elizabeth Smith (25–50% of shares).

Who runs Harmony Wealth Management?

Companies House lists 2 directors of Harmony Wealth Management: Neil Geoffrey Smith and Rachel Elizabeth Smith.

How long has Harmony Wealth Management been in business?

The company was formed on 2 September 2009, and has held its current FCA authorisation since January 2016.

What do Harmony Wealth Management’s latest accounts show?

Its latest accounts, to 30 September 2026, show total equity of £51.6k (−14% from £60.2k) and cash at bank of £57.6k (−39% from £94.9k).