Harmoto Vehicle Leasing Limited

Reference number: 1013025

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harmoto.co.uk first appeared online, and whether it can receive email
  • What kind of line 01298 383030 is
  • Who else gives the postcode LL75 8RJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Harmoto Trading name
  • Harmoto Vehicle Leasing Ltd Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13867227
Company status
Active
Company type
Private limited company
Incorporated
24 January 2022 (4 years old)
Registered office
Glantraeth, Red Wharf Bay, Pentraeth, LL75 8RJ, Wales
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Hannah-Louise Kirkpatrick Director Jul 1984 24 Jan 2022 None
Hannah-Louise Kirkpatrick Secretary Not published 24 Jan 2022 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

−£37.8k

Down £40.8k from £3,013

Cash at bank

£2,733

−56% from £6,222

Employees (average)

2

+100% from 1

Net assets are negative: on its last balance sheet the company owed £37.8k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13867227. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harmoto Vehicle Leasing’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2024

12 July 2024

  • Regulated by the FCA from this date
  • Changed its registered name from "Harmoto Vehicle Leasing Limited"
  • Changed its registered name from "Harmoto Vehicle Leasing Ltd"
  • Became authorised by the FCA

FCA register

2023

30 January 2023

  • Iain Kirkpatrick stopped being a part-owner

Companies House

2022

24 January 2022

  • Incorporated at Companies House
  • Hannah-Louise Kirkpatrick took control (75–100% of shares)
  • Iain Kirkpatrick became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 1
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Firms like Harmoto Vehicle Leasing

Other firms of the same type (car dealer), nearest first.

In the Llandudno (LL) postcode area

D.t. (Automotives)limitedWrexhamAuthorisedA & D Motorcycles LimitedDenbighAuthorisedAutobarn-Carsales LtdRhylAuthorisedAutopark LimitedLlandudno JunctionAuthorisedB & K Williams LimitedCaernarfonAuthorisedBryn Coed GarageTy CroesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harmoto Vehicle Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Harmoto Vehicle Leasing Limited FCA authorised?
Yes, Harmoto Vehicle Leasing Limited (FRN 1013025) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2024 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Harmoto Vehicle Leasing’s phone number and website?
The FCA register lists the phone number 01298 383030 and the website harmoto.co.uk for Harmoto Vehicle Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Harmoto Vehicle Leasing a scam or clone?
Harmoto Vehicle Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harmoto Vehicle Leasing?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Harmoto Vehicle Leasing handles your money, so check the specific product before you commit. You can also refer complaints about Harmoto Vehicle Leasing to the Financial Ombudsman Service, free of charge.
Who owns Harmoto Vehicle Leasing?
Companies House lists one person with significant control of Harmoto Vehicle Leasing: Mrs Hannah-Louise Kirkpatrick (75–100% of shares). Before that, it was controlled by Mr Iain Kirkpatrick.
Who runs Harmoto Vehicle Leasing?
Companies House lists one director of Harmoto Vehicle Leasing: Hannah-Louise Kirkpatrick.
How long has Harmoto Vehicle Leasing been in business?
The company was formed on 24 January 2022, and has held its current FCA authorisation since July 2024.
What do Harmoto Vehicle Leasing’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£37.8k (down £40.8k from £3,013) and cash at bank of £2,733 (−56% from £6,222).
Does Harmoto Vehicle Leasing use any other names?
It trades as Harmoto. It has previously used the name Harmoto Vehicle Leasing Ltd.

Sources and links

The full report on Harmoto Vehicle Leasing Limited

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