Harper McDermott Ltd

Reference number: 820851

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harpermcdermott.com first appeared online, and whether it can receive email
  • What kind of line 0141 278 3989 is
  • Who else gives the postcode G2 1RW
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • DAS Scotland Trading name
  • scottishdebtexpert.co.uk Trading name
  • scottishtrustdeed.co.uk Trading name
  • Trust Deed Scotland Trading name
  • www.dasscotland.net Trading name
  • www.trustdeedscotland.com Trading name
  • www.trustdeedscotland.co.uk Trading name
  • www.trustdeedscotland.net Trading name
  • IVA Application Former trading name
  • www.ivaapplication.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC538101
Company status
Active
Company type
Private limited company
Incorporated
15 June 2016 (10 years old)
Registered office
First Floor, The Reel House, 7 West Regent Street, Glasgow, G2 1RW, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jon Paul Kelly Director Apr 1976 1 Jul 2019 1 other company
Mark John Sommerville Director Dec 1973 1 Jul 2019 6 other companies
Thomas James Fox Director May 1979 1 Dec 2021 None
Claire Jane Sweenie Director Apr 1976 22 Nov 2022 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Full accountsNot audited

Net assets

£6.18m

<1% from £6.22m

Cash at bank

£1.42m

−7.5% from £1.53m

Owed within a year

£730k

−7.2% from £787k

The accounts for the year to 30 June 2026 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £4.32m, for the year to 30 June 2025.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC538101. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harper McDermott’s history from the FCA register and Companies House, newest first.

Key events (9) All events (32)

2023

19 January 2023

  • Jon Paul Kelly gave up control
  • Mark John Sommerville gave up control

Companies House

2019

30 August 2019

  • Clare Frances Greechan gave up control
  • Jon Paul Kelly took control (75–100% of shares)
  • Mark John Sommerville took control (75–100% of shares)

Companies House

1 March 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

15 June 2016

  • Incorporated at Companies House
  • Clare Frances Greechan took control (75–100% of shares)

Companies House

In the full report: all 32 events

  • All 32 events in its history (9 shown here)
  • Every director appointment and resignation: 10
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Firms like Harper McDermott

Other firms of the same type (debt advice or management), nearest first.

In Glasgow

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harper McDermott

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 32 events in its history

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Frequently asked questions about this firm

Is Harper McDermott Ltd FCA authorised?
Yes, Harper McDermott Ltd (FRN 820851) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2019 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Harper McDermott’s phone number and website?
The FCA register lists the phone number 0141 278 3989 and the website harpermcdermott.com for Harper McDermott. If you were given different contact details, use these to check with the firm before going any further.
Is Harper McDermott a scam or clone?
Harper McDermott is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harper McDermott?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Harper McDermott handles your money, so check the specific product before you commit. You can also refer complaints about Harper McDermott to the Financial Ombudsman Service, free of charge.
Who owns Harper McDermott?
Companies House lists no one with significant control of Harper McDermott now. Before that, it was controlled by Mrs Clare Frances Greechan, Mr Mark John Sommerville and Mr Jon Paul Kelly.
Who runs Harper McDermott?
Companies House lists 4 directors of Harper McDermott: Jon Paul Kelly, Mark John Sommerville, Thomas James Fox and Claire Jane Sweenie.
How long has Harper McDermott been in business?
The company was formed on 15 June 2016, and has held its current FCA authorisation since March 2019.
What do Harper McDermott’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £6.18m (<1% from £6.22m) and cash at bank of £1.42m (−7.5% from £1.53m).
Does Harper McDermott use any other names?
It trades as DAS Scotland, scottishdebtexpert.co.uk, scottishtrustdeed.co.uk, Trust Deed Scotland and www.dasscotland.net, and 3 more names. It has previously used 2 other names: IVA Application and www.ivaapplication.co.uk.

Sources and links

The full report on Harper McDermott Ltd

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