Harridge Financial Services Limited

Reference number: 468481

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harridge Financial Services Limited (FRN 468481) is an AR of Openwork Limited (FRN 408285). When you use Harridge Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harridge Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01488 649141

  • Address

    3 Tealgate, Charnham Park, Hungerford, Berkshire, RG17 0YT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01488 649141 is
  • Who else gives the postcode RG17 0YT
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • The Penny Group Harridge Trading name
  • Harridge Financial Services Former name
  • Heavenly Finances Former trading name
  • PDA Financial Planning Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07104361
Company status
Active
Company type
Private limited company
Incorporated
15 December 2009 (16 years old)
Registered office
3 Tealgate Charnham Park, Hungerford, Berkshire, RG17 0YT, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Simon Jukes Director Sep 1968 15 Dec 2009 4 other companies
Michael Joseph Elworthy Director Jul 1983 14 Nov 2025 11 other companies
Clement Edward Cowley Director Dec 1985 14 Nov 2025 8 other companies
Adam David John Roberts Director Nov 1982 14 Nov 2025 5 other companies
Graeme Joseph Morrissey Director Sep 1984 14 Nov 2025 12 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
5
are FCA-registered
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 10 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£227k

<1% from £225k

Cash at bank

£238k

−3.7% from £247k

Employees (average)

14

+40% from 10

Owed within a year

£1.31m

+1.6% from £1.29m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07104361. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harridge Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2025

14 November 2025

  • Michael Simon Jukes stopped being a part-owner
  • Suzanne Jane Jukes stopped being a part-owner
  • Tpg Harridge Holdco Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Michael Simon Jukes became a part-owner (25–50% of shares)
  • Suzanne Jane Jukes became a part-owner (25–50% of shares)

Companies House

2010

25 June 2010

  • Changed its registered name from "Harridge Financial Services"

FCA register

2009

15 December 2009

  • Incorporated at Companies House

Companies House

2007

30 May 2007

  • Became an appointed representative

FCA register

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Harridge Financial Services

Other FCA-listed firms that share a director, phone number or address with Harridge Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
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Firms like Harridge Financial Services

Other firms of the same type (financial adviser), nearest first.

In Hungerford

Brown Dog Financial Planning LimitedHungerfordAppointed representativeJohn WilliamsHungerfordAppointed representativeLilleyCo Financial ServicesHungerfordAppointed representativeMiller James Financial Planning LimitedHungerfordAppointed representativeOculus Wealth Management (FPG) LimitedHungerfordAppointed representativePrivate & Commercial Lifetime Partners LimitedHungerfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harridge Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Harridge Financial Services Limited FCA authorised?
Harridge Financial Services Limited (FRN 468481) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harridge Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harridge Financial Services Limited (FRN 468481) is an AR of Openwork Limited (FRN 408285). When you use Harridge Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harridge Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harridge Financial Services’ phone number?
The FCA register lists the phone number 01488 649141 for Harridge Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Harridge Financial Services a scam or clone?
Harridge Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harridge Financial Services?
Protection works through Openwork Limited, the principal firm responsible for Harridge Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harridge Financial Services?
Harridge Financial Services is owned by Tpg Harridge Holdco Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 November 2025. Before that, it was controlled by Mr Michael Simon Jukes and Mrs Suzanne Jane Jukes.
Who runs Harridge Financial Services?
Companies House lists 5 directors of Harridge Financial Services: Michael Simon Jukes, Michael Joseph Elworthy, Clement Edward Cowley, Adam David John Roberts and Graeme Joseph Morrissey.
How long has Harridge Financial Services been in business?
The company was formed on 15 December 2009.
What do Harridge Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £227k (<1% from £225k) and cash at bank of £238k (−3.7% from £247k).
Does Harridge Financial Services use any other names?
It trades as The Penny Group Harridge. It has previously used 3 other names: Harridge Financial Services, Heavenly Finances and PDA Financial Planning.

Sources and links

The full report on Harridge Financial Services Limited

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