Harrison Business Finance Ltd

Reference number: 1041468

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harrison Business Finance Ltd (FRN 1041468) is an AR of EFT Finance Limited (FRN 667290). When you use Harrison Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harrison Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harrisonbusinessfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07786 757676 is
  • Who else gives the postcode WS10 0BS
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16570444
Company status
Active
Company type
Private limited company
Incorporated
9 July 2025 (1 year old)
Registered office
Grosvenor House, 11 St. Pauls Square, Birmingham, West Midlands, B3 1RB, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John Nicholas Harrison Director Jul 1977 9 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Key dates in its history

Harrison Business Finance’s history from the FCA register and Companies House, newest first.

2025

1 October 2025

  • Became an appointed representative

FCA register

9 July 2025

  • Incorporated at Companies House
  • John Nicholas Harrison took control (75–100% of shares)
  • John Nicholas Harrison appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Harrison Business Finance

Other firms of the same type (credit broker), nearest first.

In Wednesbury

Colin Ronald HodgesWednesburyAuthorisedRobert Edward NorridgeWednesburyAuthorised

In the Walsall (WS) postcode area

2nd City Commercial LimitedLichfieldAppointed representativeBHF Holdings LtdRugeleyAppointed representativeDamand ServicesWalsallAppointed representativeDr Bhaven Patel and Mrs Bina PatelWalsallAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harrison Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Harrison Business Finance Ltd FCA authorised?
Harrison Business Finance Ltd (FRN 1041468) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harrison Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harrison Business Finance Ltd (FRN 1041468) is an AR of EFT Finance Limited (FRN 667290). When you use Harrison Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harrison Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harrison Business Finance’s phone number and website?
The FCA register lists the phone number 07786 757676 and the website harrisonbusinessfinance.co.uk for Harrison Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Harrison Business Finance a scam or clone?
Harrison Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harrison Business Finance?
Protection works through EFT Finance Limited, the principal firm responsible for Harrison Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harrison Business Finance?
Companies House lists one person with significant control of Harrison Business Finance: Mr John Nicholas Harrison (75–100% of shares).
Who runs Harrison Business Finance?
Companies House lists one director of Harrison Business Finance: John Nicholas Harrison.
How long has Harrison Business Finance been in business?
The company was formed on 9 July 2025.

Sources and links

The full report on Harrison Business Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…