Harvinder Singh Sandhu

Reference number: 410572

Instant download

Appointed representative

Harvinder Singh Sandhu does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harvinder Singh Sandhu (FRN 410572) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Harvinder Singh Sandhu's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harvinder Singh Sandhu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0330 043 4317

  • Address

    Regal Court, 42-44 High Street, Slough, SL1 1EL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0330 043 4317 is
  • Who else gives the postcode SL1 1EL
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Berks & Bucks Finance Trading name
  • Berks & Bucks Mortgages Trading name
  • Residential and Commercial Finance Former name
  • Town & County Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Harvinder Singh Sandhu’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2015

22 September 2015

  • Changed its registered name from "Town & County Financial Services"

FCA register

2007

10 January 2007

  • Changed its registered name from "Residential and Commercial Finance"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
Instant PDF download

Firms connected to Harvinder Singh Sandhu

Other FCA-listed firms that share a director, phone number or address with Harvinder Singh Sandhu. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Harvinder Singh Sandhu

Other firms of the same type (mortgage adviser or broker), nearest first.

In Slough

Jasvinder SondhSloughAppointed representativeRussell Vaughan KillickSloughAppointed representativeAsset Plus Financial LimitedSloughAppointed representativeLanghams Partnership LtdSloughAppointed representativeEasy Financial Services LtdSloughAuthorisedExpress LinksSloughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harvinder Singh Sandhu

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 7 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Harvinder Singh Sandhu FCA authorised?
Harvinder Singh Sandhu (FRN 410572) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harvinder Singh Sandhu?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harvinder Singh Sandhu (FRN 410572) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Harvinder Singh Sandhu's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harvinder Singh Sandhu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harvinder Singh Sandhu’s phone number?
The FCA register lists the phone number 0330 043 4317 for Harvinder Singh Sandhu. If you were given different contact details, use these to check with the firm before going any further.
Is Harvinder Singh Sandhu a scam or clone?
Harvinder Singh Sandhu is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harvinder Singh Sandhu?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Harvinder Singh Sandhu's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Harvinder Singh Sandhu use any other names?
It trades as Berks & Bucks Finance and Berks & Bucks Mortgages. It has previously used 2 other names: Residential and Commercial Finance and Town & County Financial Services.

Sources and links

The full report on Harvinder Singh Sandhu

£19.99 · Instant PDF download

Loading secure checkout…