Haverfordwest Estates Limited

Reference number: 475740

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 26 November 2007.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    fbm.co.uk

  • Last known phone number

    01646 476152

  • Last known address

    F B M Estate Agents, 45-47 Main Street, Pembroke, Pembrokeshire, SA71 4JS, United Kingdom

In the full report: 3 background checks

  • When fbm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01646 476152 is
  • Who else gives the postcode SA71 4JS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • FBM Trading name: A name it trades under now.
  • FBM (Fishguard) Former trading name: A name it used to trade under.
  • FBM (Milford) Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 February 1997 (29 years old)
Registered office
6 Picton Place, Haverfordwest, Pembrokeshire, SA61 2LX, Wales
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Edward Brace Director Dec 1965 4 Feb 1997 6 other companies
Kelly Marie Gardner Director Jan 1988 2 Dec 2025 1 other company
Timothy Edward Brace Secretary Not published 4 Feb 1997 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
still active
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£116k

+15% from £101k

Cash at bank

£192k

<1% from £193k

Employees (average)

27

+8% from 25

Owed within a year

£206k

−29% from £291k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03312364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Haverfordwest Estates’s history from the FCA register and Companies House, newest first.

2025

2 December 2025

  • Kelly Marie Gardner became a part-owner (25–50% of shares)

Companies House

2023

4 April 2023

  • Dominic Ian Subbiani stopped being a part-owner

Companies House

2016

6 April 2016

  • Dominic Ian Subbiani became a part-owner (25–50% of shares)
  • Timothy Edward Brace became a part-owner (25–50% of shares)

Companies House

2007

26 November 2007

  • Stopped being an appointed representative

FCA register

1997

4 February 1997

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Get the full report on Haverfordwest Estates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Haverfordwest Estates Limited FCA authorised?
No. Haverfordwest Estates Limited (FRN 475740) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Haverfordwest Estates a scam or clone?
Haverfordwest Estates is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Haverfordwest Estates?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Haverfordwest Estates has no cover, because it is no longer permitted to carry it out.
Who owns Haverfordwest Estates?
Companies House lists 2 people with significant control of Haverfordwest Estates: Mrs Kelly Marie Gardner (25–50% of shares) and Mr Timothy Edward Brace (25–50% of shares). Before that, it was controlled by Mr Dominic Ian Subbiani.
Who runs Haverfordwest Estates?
Companies House lists 2 directors of Haverfordwest Estates: Timothy Edward Brace and Kelly Marie Gardner.
How long has Haverfordwest Estates been in business?
The company was formed on 4 February 1997.
What do Haverfordwest Estates’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £116k (+15% from £101k) and cash at bank of £192k (<1% from £193k).
Does Haverfordwest Estates use any other names?
It trades as FBM. It has previously used 2 other names: FBM (Fishguard) and FBM (Milford).

Sources and links

The full report on Haverfordwest Estates Limited

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