Haydock Finance Limited

Reference number: 722545

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When haydockfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01254 685858 is
  • Who else gives the postcode BB1 5QB
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01526882
Company status
Active
Company type
Private limited company
Incorporated
7 November 1980 (45 years old)
Registered office
Haydock Finance Ltd, Challenge House, Challenge Way, Blackburn, Lancashire, BB1 5QB
Nature of business
  • Financial leasing (SIC 64910)
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Henry Barr Director Jun 1964 10 Feb 2014 8 other companies
James Lee Pearson Director Dec 1971 25 Jun 2019 5 other companies
Andrew Sears Taylor Director Aug 1972 16 Sep 2019 2 other companies
James Lee Pearson Secretary Not published 25 Jun 2019 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
6
run together
2

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 26 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£10.9m

+222% from £3.39m

Net assets

£49.6m

+17% from £42.5m

Cash at bank

£8.05m

+977% from £747k

Owed within a year

£250.6m

+17% from £213.3m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £62.3m, for the year to 31 December 2022.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01526882. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Haydock Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (62)

2016

28 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Haydock Finance Holdings Ltd took control (75–100% of shares)

Companies House

1980

7 November 1980

  • Incorporated at Companies House

Companies House

In the full report: all 62 events

  • All 62 events in its history (4 shown here)
  • Every director appointment and resignation: 56
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Firms like Haydock Finance

Other firms of the same type (debt collector), nearest first.

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorisedBarclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorisedTranscom Worldwide (UK) LimitedLeedsAuthorisedThe Guinness Partnership LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Haydock Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 62 events in its history

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Frequently asked questions about this firm

Is Haydock Finance Limited FCA authorised?
Yes, Haydock Finance Limited (FRN 722545) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Haydock Finance’s phone number and website?
The FCA register lists the phone number 01254 685858 and the website haydockfinance.co.uk for Haydock Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Haydock Finance a scam or clone?
Haydock Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Haydock Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Haydock Finance handles your money, so check the specific product before you commit. You can also refer complaints about Haydock Finance to the Financial Ombudsman Service, free of charge.
Who owns Haydock Finance?
Haydock Finance is owned by Haydock Finance Holdings Ltd, which holds 75–100% of shares, since 6 April 2016.
Who runs Haydock Finance?
Companies House lists 3 directors of Haydock Finance: Ian Henry Barr, James Lee Pearson and Andrew Sears Taylor.
How long has Haydock Finance been in business?
The company was formed on 7 November 1980, and has held its current FCA authorisation since April 2016.
What do Haydock Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £10.9m (+222% from £3.39m) and net assets of £49.6m (+17% from £42.5m).

Sources and links

The full report on Haydock Finance Limited

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