HBB Bridging Loans Limited
Reference number: 719494
Instant download
On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 The Cornerstone, Market Place, Kegworth, Derby, Derbyshire, DE74 2EE, United Kingdom
In the full report: 3 background checks
- When apexbridging.co.uk first appeared online, and whether it can receive email
- What kind of line 0191 260 3700 is
- Who else gives the postcode DE74 2EE
Other names (2)
If you were contacted under any of these names, it is this firm.
- Apex Trading name: A name it trades under now.
- Apex Bridging Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08548882 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 May 2013 (13 years old)
- Registered office
- Millennium Court, First Avenue, Burton-On-Trent, Staffordshire, DE14 2WH, United Kingdom
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Charles Blunt | Director | May 1966 | 30 May 2013 | 24 other companies |
| David Robert Preece | Director | Sep 1960 | 20 Jan 2014 | 28 other companies |
| Michael David Elliot | Director | Oct 1982 | 20 Mar 2014 | 13 other companies |
| Christopher John Hodgkinson | Director | May 1971 | 4 Jan 2016 | 7 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 57
- closed down
- 12
- are FCA-registered
- 4
In the full report: all 57 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register, including one no longer authorised
- The 12 companies these 4 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£365k
+49% from £245k
Cash at bank
£163k
+22% from £134k
Employees (average)
7
+17% from 6
Owed within a year
£15.0m
+38% from £10.8m
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08548882. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
HBB Bridging Loans’s history from the FCA register and Companies House, newest first.
2017
30 June 2017
- Hbb Homes Limited became a part-owner (25–50% of shares)
- Jeremy Peter Middleton stopped being a part-owner
- Middleton Enterprises Limited became a part-owner (25–50% of shares)
- Simon Charles Blunt stopped being a part-owner
Companies House
2016
6 April 2016
- Jeremy Peter Middleton became a part-owner (25–50% of shares)
- Simon Charles Blunt became a part-owner (25–50% of shares)
Companies House
2015
29 October 2015
- Registered with the FCA
FCA register
2013
30 May 2013
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (8 shown here)
- Every director appointment and resignation: 10
Firms connected to HBB Bridging Loans
Other FCA-listed firms that share a director, phone number or address with HBB Bridging Loans. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past links
- 4
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 4 past links through former directors
Get the full report on HBB Bridging Loans
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 57 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is HBB Bridging Loans Limited FCA authorised?
What is HBB Bridging Loans’ phone number and website?
Is HBB Bridging Loans a scam or clone?
Is my money safe with HBB Bridging Loans?
Who owns HBB Bridging Loans?
Who runs HBB Bridging Loans?
How long has HBB Bridging Loans been in business?
What do HBB Bridging Loans’ latest accounts show?
Does HBB Bridging Loans use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk