HCR Independent Financial Advisers Limited

Reference number: 216219

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hcrifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 824744 is
  • Who else gives the postcode CM12 0BT
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04463931
Company status
Active
Company type
Private limited company
Incorporated
18 June 2002 (24 years old)
Registered office
Suite 5, First Floor Foremost House, Radford Way, Billericay, CM12 0BT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Luigi Piacenti Director Oct 1965 3 Apr 2018 3 other companies
Richard Alexander Challis Director Sep 1986 2 Apr 2026 10 other companies
Daniel David Potgieter Director Jun 1983 7 Apr 2026 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
1
are FCA-registered
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 3 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

10 months to 2 February 2026Small company accountsNot audited

Net assets

£358k

+37% from £260k

Cash at bank

£381k

+31% from £292k

Employees (average)

5

Same as 5

Owed within a year

£42.8k

<1% from £43.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04463931. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HCR Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2018

3 April 2018

  • Board replaced: its only director left and 2 new directors took over
  • Dgs Enterprises Limited took control (75–100% of shares)

Companies House

3 March 2018

  • Alan John Robinson gave up control

Companies House

2016

28 April 2016

  • Alan John Robinson took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2002

29 August 2002

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

18 June 2002

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to HCR Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with HCR Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like HCR Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Billericay

A&E Wealth Solutions LimitedBillericayAuthorisedAndrew BaggottBillericayAuthorisedClear IFA LimitedBillericayAuthorisedCrocus Wealth LimitedBillericayAuthorisedFlamingo Capital LimitedBillericayAuthorisedMartin Financial Management LimitedBillericayAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HCR Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HCR Independent Financial Advisers Limited FCA authorised?
Yes, HCR Independent Financial Advisers Limited (FRN 216219) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2002 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is HCR Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 01277 824744 and the website HCRIFA.co.uk for HCR Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is HCR Independent Financial Advisers a scam or clone?
HCR Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HCR Independent Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about HCR Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns HCR Independent Financial Advisers?
HCR Independent Financial Advisers is owned by Dgs Enterprises Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 April 2018. Before that, it was controlled by Mr. Alan John Robinson.
Who runs HCR Independent Financial Advisers?
Companies House lists 3 directors of HCR Independent Financial Advisers: Stephen Luigi Piacenti, Richard Alexander Challis and Daniel David Potgieter.
How long has HCR Independent Financial Advisers been in business?
The company was formed on 18 June 2002, and has held its current FCA authorisation since August 2002.
What do HCR Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 2 February 2026, show net assets of £358k (+37% from £260k) and cash at bank of £381k (+31% from £292k).

Sources and links

The full report on HCR Independent Financial Advisers Limited

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