Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 July 2025
Responsible principal firm
SNAP FINANCE LIMITED Reference number: 741813 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- HEADS OF THE VALLEYS TRAINING LTD (FRN 1021069) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not HEADS OF THE VALLEYS TRAINING.
- Example: if HEADS OF THE VALLEYS TRAINING refers you to a financial adviser, the advice should come from the principal firm, not from HEADS OF THE VALLEYS TRAINING itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 6-7, Ty Mawr Road, Abergavenny, Monmouthshire, NP7 0EB, United Kingdom
In the full report: 3 background checks
- When hovtraining.com first appeared online, and whether it can receive email
- What kind of line 01873 832000 is
- Who else gives the postcode NP7 0EB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11402834 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 June 2018 (8 years old)
- Registered office
- Ty Mawr Road, Gilwern, Abergavenny, Monmouthshire, NP7 0EB, United Kingdom
- Nature of business
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- Other education not elsewhere classified (SIC 85590)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alexandra Dunstall | Director | Jul 1965 | 7 Jun 2018 | None |
| Oliver Lewis Dunstall | Director | Jun 1994 | 7 Jun 2018 | None |
| Paul Lee Dunstall | Director | Nov 1959 | 7 Jun 2018 | None |
| Paul Lee Dunstall | Secretary | Not published | 7 Jun 2018 | – |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
Filed accounts and finances
Net assets
£392k
+29% from £303k
Cash at bank
£401k
+4.3% from £384k
Employees (average)
15
−6.3% from 16
Owed within a year
£275k
−20% from £343k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11402834. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Heads of the Valleys Training’s history from the FCA register and Companies House, newest first.
2024
4 December 2024
- Became an introducer appointed representative
FCA register
2018
7 June 2018
- Incorporated at Companies House
- Alexandra Dunstall became a part-owner (25–50% of shares)
- Paul Lee Dunstall became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms like Heads of the Valleys Training
Other firms of the same type (credit broker), nearest first.
In Abergavenny
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Heads of the Valleys Training
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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What do Heads of the Valleys Training’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk