Healthcare Finance Limited

Reference number: 777540

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0808 281 2748

  • Address

    5th Floor 10 Finsbury Square, London, EC2A 1AF, United Kingdom

In the full report: 2 background checks

  • What kind of line 0808 281 2748 is, and the other firm that gives it
  • Who else gives the postcode EC2A 1AF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Tabeo Loan 1 Limited Former name
  • Tabeo Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
89
upheld, against a 31% median
52%
about banking and credit
89

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10625732
Company status
Active
Company type
Private limited company
Incorporated
17 February 2017 (9 years old)
Registered office
C/O The City Partnership (Uk) Limited The Mending Rooms, Park Valley Mills, Meltham Road, Huddersfield, HD4 7BH, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin Campbell Smeaton Director Mar 1953 9 Nov 2018 34 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
21
are FCA-registered
2

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

−£11.6k

Down £7,804 from −£3,752

Cash at bank

£77.9k

−4.1% from £81.2k

Employees (average)

1

Same as 1

Owed within a year

£89.4k

+5.3% from £84.9k

Net assets are negative: on its last balance sheet the company owed £11.6k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10625732. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Healthcare Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2018

9 November 2018

  • Board replaced: its only director left and a new director took over
  • Paul Jochen Ebert gave up control
  • Robin Campbell Smeaton took control (75–100% of shares)

Companies House

4 September 2018

  • Changed its registered name from "Tabeo Loan 1 Limited"

FCA register

2017

20 July 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

17 February 2017

  • Incorporated at Companies House
  • Paul Jochen Ebert took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Healthcare Finance

Other FCA-listed firms that share a director, phone number or address with Healthcare Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Healthcare Finance

Other firms of the same type (lender), nearest first.

In London

Clydesdale Financial Services LimitedLondonAuthorisedSaga Services LimitedLondonAuthorisedSainsbury's Financial Services LimitedLondonAuthorisedMadison CF UK LimitedLondonAuthorisedLendable LtdLondonAuthorisedSalary Finance LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Healthcare Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Healthcare Finance Limited FCA authorised?
Yes, Healthcare Finance Limited (FRN 777540) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Healthcare Finance’s phone number?
The FCA register lists the phone number 0808 281 2748 for Healthcare Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Healthcare Finance a scam or clone?
Healthcare Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Healthcare Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Healthcare Finance handles your money, so check the specific product before you commit. You can also refer complaints about Healthcare Finance to the Financial Ombudsman Service, free of charge.
Who owns Healthcare Finance?
Companies House lists one person with significant control of Healthcare Finance: Mr Robin Campbell Smeaton (75–100% of shares). Before that, it was controlled by Mr Paul Jochen Ebert.
Who runs Healthcare Finance?
Companies House lists one director of Healthcare Finance: Robin Campbell Smeaton.
How long has Healthcare Finance been in business?
The company was formed on 17 February 2017, and has held its current FCA authorisation since July 2017.
What do Healthcare Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£11.6k (down £7,804 from −£3,752) and cash at bank of £77.9k (−4.1% from £81.2k).
How many complaints does Healthcare Finance get?
In January–June 2025, the Financial Ombudsman Service received 89 new complaints about Healthcare Finance, and upheld 52% of those it decided.
Does Healthcare Finance use any other names?
It has previously used 2 other names: Tabeo Loan 1 Limited and Tabeo.

Sources and links

The full report on Healthcare Finance Limited

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