Healthcare Insurance (NI) Ltd

Reference number: 592765

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WPA Healthcare Practice Plc Reference number: 757721 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Healthcare Insurance (NI) Ltd (FRN 592765) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Healthcare Insurance (NI)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Healthcare Insurance (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wpa.org.uk first appeared online, and whether it can receive email
  • What kind of line 07771 392855 is
  • Who else gives the postcode BT20 4TP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI615049
Company status
Active
Company type
Private limited company
Incorporated
18 October 2012 (14 years old)
Registered office
88 Fairfield Road, Bangor, BT20 4TP, Northern Ireland
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Banks Waring Director Jun 1975 10 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

£19.2k

−65% from £55.3k

Owed within a year

£35.4k

−34% from £53.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI615049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Healthcare Insurance (NI)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2026

10 March 2026

  • Board replaced: its only director left and a new director took over
  • Simon Banks Waring gained significant control
  • Simon John Marks gave up control

Companies House

2016

1 July 2016

  • Simon John Marks took control (75–100% of shares)

Companies House

2012

12 December 2012

  • Became an appointed representative

FCA register

18 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Healthcare Insurance (NI)

Other firms of the same type (insurance broker), nearest first.

In Bangor

Private Health Insurance Services LtdBangorAppointed representativeJWH LtdBangorAppointed representativeWesthorpe Management LtdBangorAppointed representativeJ Hatty & CoBangorAuthorisedBallyrobert Service Station LimitedBangorAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Healthcare Insurance (NI)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Healthcare Insurance (NI) Ltd FCA authorised?
Healthcare Insurance (NI) Ltd (FRN 592765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Healthcare Insurance (NI)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Healthcare Insurance (NI) Ltd (FRN 592765) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Healthcare Insurance (NI)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Healthcare Insurance (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Healthcare Insurance (NI)’s phone number and website?
The FCA register lists the phone number 07771 392855 and the website wpa.org.uk/simonmarks for Healthcare Insurance (NI). If you were given different contact details, use these to check with the firm before going any further.
Is Healthcare Insurance (NI) a scam or clone?
Healthcare Insurance (NI) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Healthcare Insurance (NI)?
Protection works through WPA Healthcare Practice PLC, the principal firm responsible for Healthcare Insurance (NI)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Healthcare Insurance (NI)?
Companies House lists one person with significant control of Healthcare Insurance (NI): Mr Simon Banks Waring (significant influence or control). Before that, it was controlled by Mr Simon John Marks.
Who runs Healthcare Insurance (NI)?
Companies House lists one director of Healthcare Insurance (NI): Simon Banks Waring.
How long has Healthcare Insurance (NI) been in business?
The company was formed on 18 October 2012.
What do Healthcare Insurance (NI)’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £19.2k (−65% from £55.3k).

Sources and links

The full report on Healthcare Insurance (NI) Ltd

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