Healthsaver Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 14 years
Your funds are protected by FSCS
No FCA actions
Active company since 2002
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

eduhealth.co.uk (opens in a new tab)
Phone number

01302 719872
Address

Unit 10, Sea King Drive, Auckley, Doncaster, DN9 3QR, United Kingdom

In the full report: 3 background checks

When eduhealth.co.uk first appeared online, and whether it can receive email
What kind of line 01302 719872 is
Who else gives the postcode DN9 3QR

Other names (2)

If you were contacted under any of these names, it is this firm.

Eduhealth Trading name: A name it trades under now.
Lorium Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04362938 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 January 2002 (24 years old)
Registered office: 10 Sea King Drive, Fountain Court, Auckley, Doncaster, DN9 3QR, England
Nature of business: Non-life insurance (SIC 65120)
Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Susan Mcintosh	Director	Jul 1960	29 Mar 2002	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 2
still active: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£96.2k

−62% from £250k

Cash at bank

£1.06m

+47% from £725k

Employees (average)

8

Same as 8

Owed within a year

£1.16m

+67% from £697k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04362938. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Healthsaver’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2017

29 January 2017

Susan McIntosh took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2012

3 August 2012

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2002

29 January 2002

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Healthsaver

Other FCA-listed firms that share a director, phone number or address with Healthsaver. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Healthsaver

Other firms of the same type (insurance broker), nearest first.

In Doncaster

Flair Insurance ServicesDoncasterAuthorised Norland Fleet Units LimitedDoncasterAuthorised URIS Group LimitedDoncasterAuthorised Yoga Insurance Services LimitedDoncasterAuthorised CFS Mortgage Brokers LtdDoncasterAppointed representative Cp Cap LtdDoncasterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Healthsaver

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 14 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Healthsaver Limited FCA authorised?

Yes, Healthsaver Limited (FRN 582331) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2012 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Healthsaver’s phone number and website?

The FCA register lists the phone number 01302 719872 and the website eduhealth.co.uk for Healthsaver. If you were given different contact details, use these to check with the firm before going any further.

Is Healthsaver a scam or clone?

Healthsaver is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Healthsaver?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Healthsaver to the Financial Ombudsman Service, free of charge.

Who owns Healthsaver?

Companies House lists one person with significant control of Healthsaver: Ms Susan McIntosh (75–100% of shares).

Who runs Healthsaver?

Companies House lists one director of Healthsaver: Susan McIntosh.

How long has Healthsaver been in business?

The company was formed on 29 January 2002, and has held its current FCA authorisation since August 2012.

What do Healthsaver’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £96.2k (−62% from £250k) and cash at bank of £1.06m (+47% from £725k).

Does Healthsaver use any other names?

It trades as Eduhealth. It has previously used the name Lorium.