Heather Louise Fell: FCA regulated?

Authorised by the FCA

Heather Louise Fell is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07946 515895
Address

32 Bridge Street, Slaithwaite, Huddersfield, West Yorkshire, HD7 5JN, United Kingdom

In the full report: 2 background checks

What kind of line 07946 515895 is
Who else gives the postcode HD7 5JN

Other names (3)

If you were contacted under any of these names, it is this firm.

Pennine Finance Former trading name: A name it used to trade under.
Pennine Finance HD Former trading name: A name it used to trade under.
Pennine Finance (West Yorkshire) Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into a regulated home credit loan agreement as lender
Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Heather Louise Fell’s history from the FCA register and Companies House, newest first.

Key events (2) All events (10)

2015

22 October 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 10 events

All 10 events in its history (2 shown here)

Firms connected to Heather Louise Fell

Other FCA-listed firms that share a director, phone number or address with Heather Louise Fell. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Heather Louise Fell

Other firms of the same type (lender), nearest first.

In Huddersfield

Kenneth McGuireHuddersfieldAuthorised jkd cars ltdHuddersfieldAuthorised P. & S.l. Sykes LimitedHuddersfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heather Louise Fell

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Heather Louise Fell FCA authorised?

Yes, Heather Louise Fell (FRN 688568) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a lender. The FCA has placed no limits on its permissions.

What is Heather Louise Fell’s phone number?

The FCA register lists the phone number 07946 515895 for Heather Louise Fell. If you were given different contact details, use these to check with the firm before going any further.

Is Heather Louise Fell a scam or clone?

Heather Louise Fell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Heather Louise Fell?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Heather Louise Fell handles your money, so check the specific product before you commit. You can also refer complaints about Heather Louise Fell to the Financial Ombudsman Service, free of charge.

Does Heather Louise Fell use any other names?

It has previously used 3 other names: Pennine Finance, Pennine Finance HD and Pennine Finance (West Yorkshire).