Heberden Wealth Management LLP

Reference number: 650115

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Heberden Wealth Management LLP (FRN 650115) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Heberden Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Heberden Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ovalwealthpartners.co.uk first appeared online, and whether it can receive email
  • What kind of line 01227 206213 is
  • Who else gives the postcode RH2 7JD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Oval Wealth Partners Trading name
  • Richard Anthony Heberden Former name
  • Richard Heberden Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC395225
Company status
Active
Company type
Limited liability partnership
Incorporated
11 September 2014 (12 years old)
Registered office
20 Havelock Road, Hastings, TN34 1BP, England

Directors and company secretaries

Name Role Born Appointed Other companies
Joanne Heberden LLP designated member Oct 1970 11 Sep 2014 None
Richard Anthony Heberden LLP designated member Jul 1964 11 Sep 2014 None
John Richard Howell LLP designated member Jun 1968 1 Nov 2020 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Cash at bank

£14.3k

+17% from £12.2k

Employees (average)

2

Up 2 from 0

Owed within a year

£67.1k

−9.3% from £73.9k

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC395225. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Heberden Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2021

30 September 2021

  • Joanne Heberden gained significant control
  • John Richard Howell gained significant control

Companies House

2016

6 April 2016

  • Richard Anthony Heberden gained significant control

Companies House

2015

10 March 2015

  • Changed its registered name from "Richard Anthony Heberden"

FCA register

2014

16 October 2014

  • Became an appointed representative

FCA register

11 September 2014

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Heberden Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Reigate

3D Financial Planning LtdReigateAppointed representativeAndrew J WalkerReigateAppointed representativeHayes Financial Planning LimitedReigateAppointed representativeHyland Financial Planning LtdReigateAppointed representativeMackinlay Associates LtdReigateAppointed representativeResolve Financial Solutions LtdReigateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heberden Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Heberden Wealth Management LLP FCA authorised?
Heberden Wealth Management LLP (FRN 650115) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Heberden Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Heberden Wealth Management LLP (FRN 650115) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Heberden Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Heberden Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Heberden Wealth Management’s phone number and website?
The FCA register lists the phone number 01227 206213 and the website ovalwealthpartners.co.uk for Heberden Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Heberden Wealth Management a scam or clone?
Heberden Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Heberden Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Heberden Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Heberden Wealth Management?
Companies House lists 3 people with significant control of Heberden Wealth Management: Mr John Richard Howell (significant influence or control), Mrs Joanne Heberden (significant influence or control) and Mr Richard Anthony Heberden (significant influence or control).
Who runs Heberden Wealth Management?
Companies House lists 3 directors of Heberden Wealth Management: Joanne Heberden, Richard Anthony Heberden and John Richard Howell.
How long has Heberden Wealth Management been in business?
The company was formed on 11 September 2014.
What do Heberden Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show cash at bank of £14.3k (+17% from £12.2k).
Does Heberden Wealth Management use any other names?
It trades as Oval Wealth Partners. It has previously used 2 other names: Richard Anthony Heberden and Richard Heberden Wealth Management.

Sources and links

The full report on Heberden Wealth Management LLP

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