Helen Laycock Ltd

Reference number: 828077

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Helen Laycock Ltd (FRN 828077) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Helen Laycock's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Helen Laycock, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When griffinfinancialadvisers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01322 293600 is
  • Who else gives the postcode DA6 8BP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Griffin Financial Advisers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
HELEN LAYCOCK LIMITED
Company number
06965581
Company status
Active
Company type
Private limited company
Incorporated
17 July 2009 (17 years old)
Registered office
380a New Hythe Lane, Larkfield, Aylesford, Kent, ME20 6RZ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Jane Furness Director Apr 1967 17 Jul 2009 1 other company
Sarah Kirkpatrick Secretary Not published 17 Jul 2009 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£589

Up £8,936 from −£8,347

Cash at bank

£11.1k

+177% from £4,013

Employees (average)

2

Same as 2

Owed within a year

£19.3k

+14% from £17.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06965581. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Helen Laycock’s history from the FCA register and Companies House, newest first.

2018

7 December 2018

  • Became an appointed representative
  • Began trading as "Griffin Financial Advisers"

FCA register

2016

6 April 2016

  • Helen Jane Furness took control (75–100% of shares)

Companies House

2009

17 July 2009

  • Incorporated at Companies House
  • Helen Jane Furness appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Helen Laycock

Other FCA-listed firms that share a director, phone number or address with Helen Laycock. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Helen Laycock

Other firms of the same type (financial adviser), nearest first.

In Bexleyheath

Everstone Wealth LimitedBexleyheathAppointed representativePickrell Financial PlanningBexleyheathAppointed representativeSaldia LtdBexleyheathAppointed representativeMortgagemaze Financial Services LtdBexleyheathAppointed representativeStephen Andrew RiseleyBexleyheathAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Helen Laycock

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Helen Laycock Ltd FCA authorised?
Helen Laycock Ltd (FRN 828077) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Helen Laycock?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Helen Laycock Ltd (FRN 828077) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Helen Laycock's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Helen Laycock, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Helen Laycock’s phone number and website?
The FCA register lists the phone number 01322 293600 and the website griffinfinancialadvisers.co.uk for Helen Laycock. If you were given different contact details, use these to check with the firm before going any further.
Is Helen Laycock a scam or clone?
Helen Laycock is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Helen Laycock?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Helen Laycock's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Helen Laycock?
Companies House lists one person with significant control of Helen Laycock: Ms Helen Jane Furness (75–100% of shares).
Who runs Helen Laycock?
Companies House lists one director of Helen Laycock: Helen Jane Furness.
How long has Helen Laycock been in business?
The company was formed on 17 July 2009.
What do Helen Laycock’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £589 (up £8,936 from −£8,347) and cash at bank of £11.1k (+177% from £4,013).
Does Helen Laycock use any other names?
It trades as Griffin Financial Advisers.

Sources and links

The full report on Helen Laycock Ltd

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