Help With Debt Ltd
Reference number: 1058208
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 March 2026
Responsible principal firm
Dee Valley Finance Limited Reference number: 811106 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Help With Debt Ltd (FRN 1058208) is an AR of Dee Valley Finance Limited (FRN 811106). When you use Help With Debt's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Help With Debt, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
41 Sheldrake Road, Broadheath, Altrincham, Trafford, WA14 5LJ, United Kingdom
In the full report: 3 background checks
- When helpwithdebt.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 553 0068 is
- Who else gives the postcode WA14 5LJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Dee Valley Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14730067 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2023 (3 years old)
- Registered office
- 41 Sheldrake Road, Altrincham, WA14 5LJ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven Majchrzakowski | Director | May 1975 | 14 Mar 2023 | 7 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£7,260
+43% from £5,089
Employees (average)
2
Same as 2
Owed within a year
£663
−76% from £2,777
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14730067. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Help With Debt’s history from the FCA register and Companies House, newest first.
2026
20 July 2026
- Became an appointed representative
- Began trading as "Help With Debt"
FCA register
2023
14 March 2023
- Incorporated at Companies House
- Steven Majchrzakowski took control (75–100% of shares)
- Steven Majchrzakowski appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Help With Debt
Other firms of the same type (credit broker), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Help With Debt
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Help With Debt Ltd FCA authorised?
What does appointed representative mean for Help With Debt?
What is Help With Debt’s phone number and website?
Is Help With Debt a scam or clone?
Is my money safe with Help With Debt?
Who owns Help With Debt?
Who runs Help With Debt?
How long has Help With Debt been in business?
What do Help With Debt’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk