Henderson Stone & Co Ltd

Reference number: 226516

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Limited Reference number: 497604 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Henderson Stone & Co Ltd (FRN 226516) is an AR of Quilter Financial Limited (FRN 497604). When you use Henderson Stone & Co's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Henderson Stone & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hendersonstone.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 352 7800 is, and the other firm that gives it
  • Who else gives the postcode G20 7BA
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Henderson Stone & Co Former name
  • Henderson Stone & Partners Former trading name
  • HS Online Self-Invest Former trading name
  • Scott Fyffe Wealth Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
HENDERSON STONE & CO LIMITED
Company number
SC291164
Company status
Active
Company type
Private limited company
Incorporated
3 October 2005 (21 years old)
Registered office
Suite 16, Firhill Business Centre, 74 Firhill Road, Glasgow, Scotland, G20 7BA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Edward Johnston Henderson Director Jul 1948 12 Oct 2005 3 other companies
Sebastian Alfred Szulc Director Apr 1983 27 Jun 2025 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

−£163k

Up £395k from −£557k

Cash at bank

£16.4k

Up £16.4k from £0

Owed within a year

£640k

+223% from £198k

Net assets are negative: on its last balance sheet the company owed £163k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC291164. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Henderson Stone & Co’s history from the FCA register and Companies House, newest first.

Key events (6) All events (24)

2018

6 February 2018

  • Henderson Stone Holdings Limited took control (75–100% of shares)
  • Samuel Edward Johnston Henderson gave up control

Companies House

2016

6 April 2016

  • Samuel Edward Johnston Henderson took control (75–100% of shares)

Companies House

2010

4 June 2010

  • Changed its registered name from "Henderson Stone & Co"

FCA register

2005

3 October 2005

  • Incorporated at Companies House

Companies House

2003

21 July 2003

  • Became an appointed representative

FCA register

In the full report: all 24 events

  • All 24 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Henderson Stone & Co

Other FCA-listed firms that share a director, phone number or address with Henderson Stone & Co. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Henderson Stone & Co

Other firms of the same type (financial adviser), nearest first.

In Glasgow

A and A Accounting LtdGlasgowAppointed representativeA Henderson Financial Planning LtdGlasgowAppointed representativeAlexander Campbell McLaughlanGlasgowAppointed representativeAnderson Mortgages (Scotland) LimitedGlasgowAppointed representativeAnthony Blake Financial Planning LtdGlasgowAppointed representativeBlackmount Private Wealth LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Henderson Stone & Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Henderson Stone & Co Ltd FCA authorised?
Henderson Stone & Co Ltd (FRN 226516) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Henderson Stone & Co?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Henderson Stone & Co Ltd (FRN 226516) is an AR of Quilter Financial Limited (FRN 497604). When you use Henderson Stone & Co's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Henderson Stone & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Henderson Stone & Co’s phone number and website?
The FCA register lists the phone number 0141 352 7800 and the website hendersonstone.co.uk for Henderson Stone & Co. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Henderson Stone & Co a scam or clone?
Henderson Stone & Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Henderson Stone & Co?
Protection works through Quilter Financial Limited, the principal firm responsible for Henderson Stone & Co's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Henderson Stone & Co?
Henderson Stone & Co is owned by Henderson Stone Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 February 2018. Before that, it was controlled by Mr Samuel Edward Johnston Henderson.
Who runs Henderson Stone & Co?
Companies House lists 2 directors of Henderson Stone & Co: Samuel Edward Johnston Henderson and Sebastian Alfred Szulc.
How long has Henderson Stone & Co been in business?
The company was formed on 3 October 2005.
What do Henderson Stone & Co’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£163k (up £395k from −£557k) and cash at bank of £16.4k (up £16.4k from £0).
Does Henderson Stone & Co use any other names?
It has previously used 4 other names, including Henderson Stone & Co, Henderson Stone & Partners and HS Online Self-Invest.

Sources and links

The full report on Henderson Stone & Co Ltd

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