On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Heritable Development Finance, 90 Whitfield Street, London, W1T 4EZ, United Kingdom
In the full report: 2 background checks
- What kind of line 020 7042 5070 is, and the 2 other firms that give it
- Who else gives the postcode W1T 4EZ
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08606584 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 July 2013 (13 years old)
- Registered office
- The Observatory Brunel Way, Dock Road, Chatham, Kent, ME4 4AF, United Kingdom
- Nature of business
-
- Activities of venture and development capital companies (SIC 64303)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas George Edward Barratt | Director | Oct 1979 | 23 Dec 2013 | 7 other companies |
| Nicholas Peter Barrett | Director | Mar 1968 | 23 Dec 2013 | 11 other companies |
| Andrew John Ralph Heaton | Director | Nov 1974 | 23 Dec 2013 | 13 other companies |
| Christopher Dunn Birch | Director | Jun 1978 | 5 Oct 2017 | 2 other companies |
| Victoria Jane Sullivan-Hyde | Director | Jun 1976 | 9 May 2024 | 14 other companies |
| Jonathan Edward Hall | Director | Jan 1969 | 1 Apr 2026 | 30 other companies |
| Kristofer Ward | Director | Sep 1978 | 19 Aug 2026 | None |
| Melanie Mann | Secretary | Not published | 2 Jun 2023 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 59
- closed down
- 27
- went insolvent
- 1
In the full report: all 59 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 11 on the FCA register, including one no longer authorised
- The 12 companies these 7 directors run together
- All 12 people who have ever been directors, with their dates
Key dates in its history
Heritable Development Finance’s history from the FCA register and Companies House, newest first.
2018
2 August 2018
- Registered with the FCA
FCA register
2016
6 April 2016
- Onesavings Bank PLC took control (75–100% of shares)
Companies House
2013
11 July 2013
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (3 shown here)
- Every director appointment and resignation: 15
Firms connected to Heritable Development Finance
Other FCA-listed firms that share a director, phone number or address with Heritable Development Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 11
- share a director
- 9
- share its phone number
- 2
In the full report: all 11 connected firms, named
- How each is linked: shared directors (9), the same phone number (2), the same postcode (3)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Get the full report on Heritable Development Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 59 other companies its directors have run, named
- 2 background checks on its contact details
- All 18 events in its history
- 11 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Heritable Development Finance Limited FCA authorised?
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Who runs Heritable Development Finance?
How long has Heritable Development Finance been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk