Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 March 2025
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- HERITAGE BUILD GROUP LTD (FRN 1053964) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not HERITAGE BUILD GROUP.
- Example: if HERITAGE BUILD GROUP refers you to a financial adviser, the advice should come from the principal firm, not from HERITAGE BUILD GROUP itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
26 Heron Avenue, Thrapston, Kettering, Northamptonshire, NN14 4JF, United Kingdom
In the full report: 3 background checks
- When tjdhomeimprovements.co.uk first appeared online, and whether it can receive email
- What kind of line 07788 274337 is
- Who else gives the postcode NN14 4JF
Other names (1)
If you were contacted under any of these names, it is this firm.
- TJD Home Improvements LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14669169 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 February 2023 (3 years old)
- Registered office
- 26 Heron Avenue, Thrapston, Kettering, NN14 4JF, England
- Nature of business
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- Development of building projects (SIC 41100)
- Other construction installation (SIC 43290)
- Joinery installation (SIC 43320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas James Downs | Director | Mar 1991 | 16 Feb 2023 | None |
| Jake Kurt Vincett | Director | Sep 1989 | 24 Jun 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£112
Down £18 from £130
Cash at bank
£60.9k
No earlier figure to compare
Owed within a year
£103k
+959% from £9,731
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14669169. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Heritage Build Group’s history from the FCA register and Companies House, newest first.
2026
7 May 2026
- Changed its registered name from "TJD Home Improvements LTD"
FCA register
1 April 2026
- Became an introducer appointed representative
FCA register
2024
24 June 2024
- Jake Kurt Vincett became a part-owner (25–50% of shares)
- Jake Kurt Vincett appointed as a director
Companies House
2023
16 February 2023
- Incorporated at Companies House
- Thomas James Downs became a part-owner (25–50% of shares)
- Thomas James Downs appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Heritage Build Group
Other firms of the same type (home improvement or trades), nearest first.
In Kettering
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Heritage Build Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk