Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 June 2026
Responsible principal firm
2 Plan Wealth Management Limited Reference number: 461598 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- HERITAGE FINANCIAL PLANNING LIMITED (FRN 994866) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use HERITAGE FINANCIAL PLANNING's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from HERITAGE FINANCIAL PLANNING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Kinnerton House Bell Meadow Park, Cuckoos Nest, Pulford, Chester, CH4 9EP, United Kingdom
In the full report: 2 background checks
- What kind of line 01244 257587 is, and the other firm that gives it
- Who else gives the postcode CH4 9EP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Heritage Financial Planning Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11438462 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 June 2018 (8 years old)
- Registered office
- Kinnerton House Bell Meadow Park, Cuckoos Nest, Pulford, Chester, CH4 9EP, United Kingdom
- Nature of business
-
- Activities of financial services holding companies (SIC 64205)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas Stopford Middlehurst | Director | Mar 1961 | 28 Jun 2018 | 4 other companies |
| George Middlehurst | Director | Nov 1994 | 5 Dec 2022 | None |
| Alex Norman-Jones | Director | Feb 1993 | 5 Dec 2022 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Total equity
£315k
Up £318k from −£2,069
Employees (average)
7
+40% from 5
Owed within a year
£425k
+638% from £57.6k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11438462. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Heritage Financial Planning’s history from the FCA register and Companies House, newest first.
2025
22 October 2025
- Changed its registered name from "Heritage Financial Planning Ltd"
FCA register
2023
16 April 2023
- Became an appointed representative
FCA register
2018
28 June 2018
- Incorporated at Companies House
- Nicholas Stopford Middlehurst gained significant control
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms connected to Heritage Financial Planning
Other FCA-listed firms that share a director, phone number or address with Heritage Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- no longer authorised
- 1
- share a director
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Heritage Financial Planning
Other firms of the same type (financial adviser), nearest first.
In Chester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Heritage Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk