Herts Financial Services Limited

Reference number: 595005

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When hertsfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01992 633100 is
  • Who else gives the postcode EN8 0BS
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Firm to abide by deed regarding past business
    The firm is required to abide by the Deed Poll and Declaration in relation to the past business of the firm or by the past business of Herts Financial Services for which the firm has accepted responsibility as regulated activities and investment business carried on by the firm

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 February 2012 (14 years old)
Registered office
Belfry House, Bell Lane, Hertford, Hertfordshire, SG14 1BP
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharon Michelle Coleman Director Sep 1958 16 Nov 2020 None
Michelle Victoria King Director Oct 1980 24 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Abridged accountsNot audited

Net assets

£131k

−27% from £178k

Cash at bank

£138k

−32% from £204k

Employees (average)

3

Same as 3

Owed within a year

£53.9k

−11% from £60.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07932735. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Herts Financial Services’s history from the FCA register and Companies House, newest first.

2020

30 November 2020

  • Sharon Michelle Coleman took control (75–100% of shares)

Companies House

16 November 2020

  • Board replaced: its only director left and 2 new directors took over
  • Stephen Paul Coleman gave up control

Companies House

2019

1 March 2019

  • Christopher John Roberts gave up control

Companies House

2016

6 April 2016

  • Christopher John Roberts took control (75–100% of shares)
  • Stephen Paul Coleman took control (75–100% of shares)

Companies House

2013

3 June 2013

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by deed regarding past business)
  • Became authorised by the FCA

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

15 February 2013

  • Regulated by the Financial Services Authority from this date

FCA register

2012

1 February 2012

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (12 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Herts Financial Services

Other FCA-listed firms that share a director, phone number or address with Herts Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Herts Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Enfield (EN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Herts Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 24 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Herts Financial Services Limited FCA authorised?
Yes, Herts Financial Services Limited (FRN 595005) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2013 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Herts Financial Services’ phone number and website?
The FCA register lists the phone number 01992 633100 and the website hertsfs.co.uk for Herts Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Herts Financial Services a scam or clone?
Herts Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Herts Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Herts Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Herts Financial Services?
Companies House lists one person with significant control of Herts Financial Services: Mrs Sharon Michelle Coleman (75–100% of shares). Before that, it was controlled by Mr Stephen Paul Coleman and Mr Christopher John Roberts.
Who runs Herts Financial Services?
Companies House lists 2 directors of Herts Financial Services: Sharon Michelle Coleman and Michelle Victoria King.
How long has Herts Financial Services been in business?
The company was formed on 1 February 2012, and has held its current FCA authorisation since June 2013.
What do Herts Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £131k (−27% from £178k) and cash at bank of £138k (−32% from £204k).

Sources and links

The full report on Herts Financial Services Limited

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