Hey Advice Ltd

Reference number: 846210

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hey Advice Ltd (FRN 846210) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Hey Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hey Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07779 082890

  • Address

    Adamson House, 106 Wilmslow Road, Didsbury, Manchester, M20 2YY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07779 082890 is
  • Who else gives the postcode M20 2YY
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Hey Landlords Trading name
  • Hey Lifecover Trading name
  • Hey Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08975266
Company status
Active
Company type
Private limited company
Incorporated
3 April 2014 (12 years old)
Registered office
Regent House, Church Street, Beaumaris, LL58 8AB
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Cai Hughes Director Jul 1979 3 Apr 2014 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£15

Up £71 from −£56

Employees (average)

1

Same as 1

Owed within a year

£2,234

−25% from £2,960

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08975266. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hey Advice’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2019

19 July 2019

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Thomas Cai Hughes took control (75–100% of shares)

Companies House

2014

3 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Hey Advice

Other FCA-listed firms that share a director, phone number or address with Hey Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Hey Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Manchester (M) postcode area

ClearScore Home Lending LimitedManchesterAppointed representativeAndrew LawrensonManchesterAppointed representativeAnthony MorrisManchesterAppointed representativeBell Financial Solutions LtdManchesterAppointed representativeBusy Bee Commercial Finance LimitedManchesterAppointed representativeCaldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hey Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hey Advice Ltd FCA authorised?
Hey Advice Ltd (FRN 846210) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hey Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hey Advice Ltd (FRN 846210) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Hey Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hey Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hey Advice’s phone number?
The FCA register lists the phone number 07779 082890 for Hey Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Hey Advice a scam or clone?
Hey Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hey Advice?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Hey Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hey Advice?
Companies House lists one person with significant control of Hey Advice: Mr Thomas Cai Hughes (75–100% of shares).
Who runs Hey Advice?
Companies House lists one director of Hey Advice: Thomas Cai Hughes.
How long has Hey Advice been in business?
The company was formed on 3 April 2014.
What do Hey Advice’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £15 (up £71 from −£56).
Does Hey Advice use any other names?
It trades as Hey Landlords, Hey Lifecover and Hey Mortgages.

Sources and links

The full report on Hey Advice Ltd

£19.99 · Instant PDF download

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