Hey Habito Ltd

Reference number: 714187

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When habito.com first appeared online, and whether it can receive email
  • What kind of line 0330 223 0996 is
  • Who else gives the postcode EC2A 2AG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Habito Trading name
  • Habito Accelerator Trading name
  • Habito by Monzo Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Administering a regulated mortgage contract
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09384953
Company status
Active
Company type
Private limited company
Incorporated
12 January 2015 (11 years old)
Registered office
Broadwalk House, 5 Appold Street, London, EC2A 2AG, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Chin Ying Tan Director Jul 1975 30 Aug 2023 20 other companies
Valerie Michelle Dias Director Oct 1959 30 Apr 2026 13 other companies
Amy Jayne Kirk Director Oct 1967 30 Apr 2026 7 other companies
Mark Newbery Director Feb 1980 30 Apr 2026 7 other companies
Luke David Enock Director Apr 1980 1 May 2026 13 other companies
Steve Moulton-Brady Secretary Not published 30 Apr 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
17
are FCA-registered
13

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 13 on the FCA register
  • The 4 companies these 5 directors run together
  • All 14 people who have ever been directors, with their dates
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Key dates in its history

Hey Habito’s history from the FCA register and Companies House, newest first.

Key events (9) All events (37)

2026

30 April 2026

  • Chin Ying Tan stopped being a part-owner
  • Monzo Bank Limited took control (75–100% of shares)

Companies House

2023

28 August 2023

  • Chin Ying Tan became a part-owner (25–50% of shares)

Companies House

2018

15 February 2018

  • FCA imposed a requirement (May control but not hold client money)

FCA register

2017

14 September 2017

  • Daniel Peter Hegarty stopped being a part-owner

Companies House

2016

6 April 2016

  • Daniel Peter Hegarty became a part-owner (25–50% of shares)

Companies House

7 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

12 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (9 shown here)
  • Every director appointment and resignation: 23
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Firms connected to Hey Habito

Other FCA-listed firms that share a director, phone number or address with Hey Habito. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 7 past links through former directors
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Firms like Hey Habito

Other firms of the same type (mortgage lender), nearest first.

In London

Rothschild & Co Wealth Management UK LimitedLondonAuthorisedOctopus Investments LimitedLondonAuthorisedBluestone Mortgages LimitedLondonAuthorisedProfessional Mortgage AdvisersLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hey Habito

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 37 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hey Habito Ltd FCA authorised?
Yes, Hey Habito Ltd (FRN 714187) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a mortgage lender. The FCA has placed a limit on what it may do.
What is Hey Habito’s phone number and website?
The FCA register lists the phone number 0330 223 0996 and the website habito.com for Hey Habito. If you were given different contact details, use these to check with the firm before going any further.
Is Hey Habito a scam or clone?
Hey Habito is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hey Habito?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hey Habito to the Financial Ombudsman Service, free of charge.
Who owns Hey Habito?
Hey Habito is owned by Monzo Bank Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 April 2026. Before that, it was controlled by Mr Chin Ying Tan and Mr Daniel Peter Hegarty.
Who runs Hey Habito?
Companies House lists 5 directors of Hey Habito: Chin Ying Tan, Valerie Michelle Dias, Amy Jayne Kirk, Mark Newbery and Luke David Enock.
How long has Hey Habito been in business?
The company was formed on 12 January 2015, and has held its current FCA authorisation since January 2016.
Does Hey Habito use any other names?
It trades as Habito, Habito Accelerator and Habito by Monzo.

Sources and links

The full report on Hey Habito Ltd

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