Highland Copiers Limited

Reference number: 730109

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When highlandcopiers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01463 213999 is
  • Who else gives the postcode IV3 5DT
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC457414
Company status
Active
Company type
Private limited company
Incorporated
22 August 2013 (13 years old)
Registered office
59 Tomnahurich Street, Inverness, IV3 5DT, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Allan Rae Director May 1981 8 Apr 2014 3 other companies
Christopher James Rae Director Sep 1988 19 Sep 2019 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£407k

<1% from £403k

Cash at bank

£163k

−34% from £248k

Employees (average)

10

+43% from 7

Owed within a year

£351k

−8.9% from £385k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC457414. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Highland Copiers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2018

29 June 2018

  • Karen Rae became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Michael Allan Rae became a part-owner (25–50% of shares)

Companies House

26 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

22 August 2013

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Highland Copiers

Other firms of the same type (credit broker), nearest first.

In Inverness

Christopher Buchanan & Clare BuchananInvernessAuthorisedInverness Golf ClubInvernessAuthorisedMichael FreemanInvernessAuthorisedPathway Commercial Finance LtdInvernessAuthorisedCity Mobility (Inverness) LimitedInvernessAppointed representativeLawrence MannInvernessAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Highland Copiers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Highland Copiers Limited FCA authorised?
Yes, Highland Copiers Limited (FRN 730109) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Highland Copiers’ phone number and website?
The FCA register lists the phone number 01463 213999 and the website highlandcopiers.co.uk for Highland Copiers. If you were given different contact details, use these to check with the firm before going any further.
Is Highland Copiers a scam or clone?
Highland Copiers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Highland Copiers?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Highland Copiers handles your money, so check the specific product before you commit. You can also refer complaints about Highland Copiers to the Financial Ombudsman Service, free of charge.
Who owns Highland Copiers?
Companies House lists 2 people with significant control of Highland Copiers: Karen Rae (25–50% of shares) and Mr Michael Allan Rae (25–50% of shares).
Who runs Highland Copiers?
Companies House lists 2 directors of Highland Copiers: Michael Allan Rae and Christopher James Rae.
How long has Highland Copiers been in business?
The company was formed on 22 August 2013, and has held its current FCA authorisation since February 2016.
What do Highland Copiers’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £407k (<1% from £403k) and cash at bank of £163k (−34% from £248k).

Sources and links

The full report on Highland Copiers Limited

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