Highlands and Islands Enterprise

Highlands and Islands Enterprise (FRN 928538) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Highlands and Islands Enterprise (FRN 928538) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Highlands and Islands Enterprise. Example: if Highlands and Islands Enterprise refers you to a financial adviser, the advice should come from the principal firm, not from Highlands and Islands Enterprise itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 01463 383134 for Highlands and Islands Enterprise. If you were given different contact details, use these to check with the firm before going any further.

Highlands and Islands Enterprise is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Highlands and Islands Enterprise's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.