Hilary Ellwood

Reference number: 917510

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Appointed representative

Hilary Ellwood does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hilary Ellwood (FRN 917510) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Hilary Ellwood's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hilary Ellwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07964 142201

  • Address

    16 St. Gabriels Road, Billingshurst, West Sussex, RH14 9TX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07964 142201 is
  • Who else gives the postcode RH14 9TX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Total Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Hilary Ellwood’s history from the FCA register and Companies House, newest first.

2019

27 November 2019

  • Became an appointed representative
  • Began trading as "Total Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Hilary Ellwood

Other firms of the same type (mortgage adviser or broker), nearest first.

In Billingshurst

Lords Private Finance ta Twyman Bradnick LtdBillingshurstAppointed representative

In the Redhill (RH) postcode area

Horizon Financial Solutions LtdAppointed representative88 Finance LimitedEast GrinsteadAppointed representativeAbout Mortgages LtdHorshamAppointed representativeAcre Mortgages LimitedHorshamAppointed representativeAcumen Mortgages LimitedWest SussexAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hilary Ellwood

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Hilary Ellwood FCA authorised?
Hilary Ellwood (FRN 917510) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hilary Ellwood?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hilary Ellwood (FRN 917510) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Hilary Ellwood's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hilary Ellwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hilary Ellwood’s phone number?
The FCA register lists the phone number 07964 142201 for Hilary Ellwood. If you were given different contact details, use these to check with the firm before going any further.
Is Hilary Ellwood a scam or clone?
Hilary Ellwood is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hilary Ellwood?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Hilary Ellwood's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Hilary Ellwood use any other names?
It trades as Total Mortgages.

Sources and links

The full report on Hilary Ellwood

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