Hiran Patel: FCA regulated?

No longer an appointed representative

Hiran Patel is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 31 July 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

credco.co.uk
Last known phone number

+44 079 310 671 265
Last known address

Suite 13, Regus House, Victory Way, Crossways Business Park, Dartford, Kent, DA2 6QD, United Kingdom

In the full report: 3 background checks

When credco.co.uk first appeared online, and whether it can receive email
What kind of line +44 079 310 671 265 is
Who else gives the postcode DA2 6QD

Other names (1)

If you were contacted under any of these names, it is this firm.

CredCo 1 Trading name: A name it trades under now.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Hiran Patel’s history from the FCA register and Companies House, newest first.

2026

31 July 2026

Stopped being an appointed representative
Began trading as "CredCo 1"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Hiran Patel

Other FCA-listed firms that share a director, phone number or address with Hiran Patel. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Get the full report on Hiran Patel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 2 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hiran Patel FCA authorised?

No. Hiran Patel (FRN 1058879) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Hiran Patel a scam or clone?

Hiran Patel is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Hiran Patel?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Hiran Patel has no cover, because it is no longer permitted to carry it out.

Does Hiran Patel use any other names?

It trades as CredCo 1.