Hitchin Motorcare Limited

Reference number: 662083

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hmccars.co.uk first appeared online, and whether it can receive email
  • What kind of line 01462 441122 is
  • Who else gives the postcode SG4 0SE
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 May 1990 (36 years old)
Registered office
First Floor, 99 Bancroft, Hitchin, Herts, SG5 1NQ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
John Howard Cross Director Oct 1952 Not published None
Mark Ellis Director Dec 1963 Not published None
Joyce Susan Cross Secretary Not published Not published –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£279k

−9.4% from £308k

Employees (average)

10

Same as 10

Owed within a year

£96.8k

+14% from £84.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02498236. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hitchin Motorcare’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • John Howard Cross became a part-owner (25–50% of shares)
  • Joyce Susan Cross became a part-owner (25–50% of shares)

Companies House

2015

3 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1990

2 May 1990

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
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Firms like Hitchin Motorcare

Other firms of the same type (car dealer), nearest first.

In Hitchin

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hitchin Motorcare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Hitchin Motorcare Limited FCA authorised?
Yes, Hitchin Motorcare Limited (FRN 662083) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Hitchin Motorcare’s phone number and website?
The FCA register lists the phone number 01462 441122 and the website hmccars.co.uk for Hitchin Motorcare. If you were given different contact details, use these to check with the firm before going any further.
Is Hitchin Motorcare a scam or clone?
Hitchin Motorcare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hitchin Motorcare?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Hitchin Motorcare handles your money, so check the specific product before you commit. You can also refer complaints about Hitchin Motorcare to the Financial Ombudsman Service, free of charge.
Who owns Hitchin Motorcare?
Companies House lists 2 people with significant control of Hitchin Motorcare: Mrs Joyce Susan Cross (25–50% of shares) and Mr John Howard Cross (25–50% of shares).
Who runs Hitchin Motorcare?
Companies House lists 2 directors of Hitchin Motorcare: John Howard Cross and Mark Ellis.
How long has Hitchin Motorcare been in business?
The company was formed on 2 May 1990, and has held its current FCA authorisation since February 2015.
What do Hitchin Motorcare’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £279k (−9.4% from £308k).

Sources and links

The full report on Hitchin Motorcare Limited

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