Hml Pm Ltd

Reference number: 1025546

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Alexander Bonhill Limited Reference number: 311714 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HML PM LTD (FRN 1025546) is an AR of Alexander Bonhill Limited (FRN 311714). When you use HML PM's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HML PM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hmlgroup.com first appeared online, and whether it can receive email
  • What kind of line 0845 177 8800 is
  • Who else gives the postcode CR10 1JB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • B-Hive Property Solutions Trading name
  • HML Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Alexander Bonhill Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Hml Pm’s history from the FCA register and Companies House, newest first.

2025

21 January 2025

  • Became an appointed representative

FCA register

16 January 2025

  • Began trading as "B-Hive Property Solutions"
  • Began trading as "HML"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Hml Pm

Other firms of the same type (insurance broker), nearest first.

In the Croydon (CR) postcode area

ECIT Accountants LimitedPurleyAppointed representativeD&D Property Repairs LtdSouth CroydonAppointed representativeDrummonds Property & Finance LimitedThornton HeathAppointed representativeJames CarelseWarlinghamAppointed representativePJM Insurance Consultants LtdCaterhamAppointed representativeRam Ins Consultants LtdSouth CroydonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hml Pm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Hml Pm Ltd FCA authorised?
Hml Pm Ltd (FRN 1025546) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hml Pm?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hml Pm Ltd (FRN 1025546) is an AR of Alexander Bonhill Limited (FRN 311714). When you use Hml Pm's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hml Pm, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hml Pm’s phone number and website?
The FCA register lists the phone number 0845 177 8800 and the website hmlgroup.com for Hml Pm. If you were given different contact details, use these to check with the firm before going any further.
Is Hml Pm a scam or clone?
Hml Pm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hml Pm?
Protection works through Alexander Bonhill Limited, the principal firm responsible for Hml Pm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Hml Pm use any other names?
It trades as B-Hive Property Solutions and HML.

Sources and links

The full report on Hml Pm Ltd

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