HNW Lending Limited

Reference number: 712956

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hnwlending.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3488 0184 is
  • Who else gives the postcode W1T 4QQ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08739427
Company status
Active
Company type
Private limited company
Incorporated
18 October 2013 (13 years old)
Registered office
72 Charlotte Street, London, W1T 4QQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Louise Melissa Shaw Director Sep 1968 1 Aug 2015 13 other companies
Benjamin Ewan Shaw Director Mar 1973 19 Jan 2017 19 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
12
run together
13

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 13 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£109k

<1% from £108k

Cash at bank

£2.28m

+43% from £1.59m

Employees (average)

2

Same as 2

Owed within a year

£1.88m

+41% from £1.33m

Net assets

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08739427. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HNW Lending’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2020

27 March 2020

  • Joabla Limited took control (75–100% of shares)
  • Louise Melissa Shaw no longer has significant control

Companies House

2017

24 January 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Benjamin Ewan Shaw gained significant control
  • Louise Melissa Shaw gained significant control

Companies House

2013

18 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like HNW Lending

Other firms of the same type (debt collector), nearest first.

In London

Barclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorisedThe Guinness Partnership LimitedLondonAuthorisedGMO Corporate Legal Services LimitedLondonAuthorisedMoneything Capital LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HNW Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is HNW Lending Limited FCA authorised?
Yes, HNW Lending Limited (FRN 712956) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a debt collector. The FCA has placed no limits on its permissions.
What is HNW Lending’s phone number and website?
The FCA register lists the phone number 020 3488 0184 and the website hnwlending.co.uk for HNW Lending. If you were given different contact details, use these to check with the firm before going any further.
Is HNW Lending a scam or clone?
HNW Lending is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HNW Lending?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how HNW Lending handles your money, so check the specific product before you commit. You can also refer complaints about HNW Lending to the Financial Ombudsman Service, free of charge.
Who owns HNW Lending?
HNW Lending is owned by Joabla Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 March 2020. Before that, it was controlled by Mrs Louise Melissa Shaw.
Who runs HNW Lending?
Companies House lists 2 directors of HNW Lending: Louise Melissa Shaw and Benjamin Ewan Shaw.
How long has HNW Lending been in business?
The company was formed on 18 October 2013, and has held its current FCA authorisation since January 2017.
What do HNW Lending’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £109k (<1% from £108k) and cash at bank of £2.28m (+43% from £1.59m).

Sources and links

The full report on HNW Lending Limited

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