Holiday Extras Cover Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2004

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

holidayextras.com (opens in a new tab)
Phone number

0333 188 0411
Address

Ashford Road, Newingreen, Hythe, Kent, CT21 4JF, United Kingdom

In the full report: 3 background checks

When holidayextras.com first appeared online, and whether it can receive email
What kind of line 0333 188 0411 is
Who else gives the postcode CT21 4JF

Other names (1)

If you were contacted under any of these names, it is this firm.

Essential Travel Trading name: A name it trades under now.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05058680 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 February 2004 (22 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Geoffrey Pack	Director	Apr 1976	2 Jan 2009	32 other companies
Hugo John Hope Loudon	Director	Dec 1978	20 Jan 2020	20 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 35
closed down: 7
are FCA-registered: 2

In the full report: all 35 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 17 companies these 2 directors run together
All 8 people who have ever been directors, with their dates

Key dates in its history

Holiday Extras Cover’s history from the FCA register and Companies House, newest first.

Key events (4) All events (19)

2019

1 July 2019

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2018

20 April 2018

Holiday Extras Investments Limited took control (75–100% of shares)

Companies House

2004

27 February 2004

Incorporated at Companies House

Companies House

In the full report: all 19 events

All 19 events in its history (4 shown here)
Every director appointment and resignation: 12

Firms connected to Holiday Extras Cover

Other FCA-listed firms that share a director, phone number or address with Holiday Extras Cover. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 2
share its postcode: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (2), the same postcode (1)
Who links each one: the named directors, with dates

Firms like Holiday Extras Cover

Other firms of the same type (insurance broker), nearest first.

In Hythe

Orchard Glen Insurance ServicesHytheAuthorised The Good Pack LtdHytheAppointed representative

In the Canterbury (CT) postcode area

Eurotunnel Financial Services LimitedFolkstoneAuthorised A Class Insurance Solutions LimitedRamsgateAuthorised Abacus Kent LimitedMargateAuthorised Acorn Insurance Intermediaries LimitedWhitstableAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Holiday Extras Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

35 other companies its directors have run, named
3 background checks on its contact details
All 19 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Holiday Extras Cover Limited FCA authorised?

Yes, Holiday Extras Cover Limited (FRN 828848) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Holiday Extras Cover’s phone number and website?

The FCA register lists the phone number 0333 188 0411 and the website holidayextras.com for Holiday Extras Cover. If you were given different contact details, use these to check with the firm before going any further.

Is Holiday Extras Cover a scam or clone?

Holiday Extras Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Holiday Extras Cover?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Holiday Extras Cover to the Financial Ombudsman Service, free of charge.

Who owns Holiday Extras Cover?

Holiday Extras Cover is owned by Holiday Extras Investments Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 April 2018.

Who runs Holiday Extras Cover?

Companies House lists 2 directors of Holiday Extras Cover: Matthew Geoffrey Pack and Hugo John Hope Loudon.

How long has Holiday Extras Cover been in business?

The company was formed on 27 February 2004, and has held its current FCA authorisation since July 2019.

Does Holiday Extras Cover use any other names?

It trades as Essential Travel.