Home Counties Mortgage Protection & Finance Limited

Reference number: 587081

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When homecountiesmortgageprotectionandfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8367 1620 is
  • Who else gives the postcode DE1 1DJ
Instant PDF download
Other names (8)

If you were contacted under any of these names, it is this firm.

  • Midlands Mortgage Protection & Finance Trading name: A name it trades under now.
  • Mortgage Force City Trading name: A name it trades under now.
  • Mortgage Force Home Counties Trading name: A name it trades under now.
  • Mortgage Force London Trading name: A name it trades under now.
  • Wiser Mortgages Trading name: A name it trades under now.
  • Berberry Consultants Former trading name: A name it used to trade under.
  • Home Counties Financial Services Former trading name: A name it used to trade under.
  • LiveMore by Mortgageforce Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 April 2012 (14 years old)
Registered office
Chestnut House, 65a Friar Gate, Derby, DE1 1DJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Brian Duffy Director Apr 1966 1 Apr 2026 15 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
6
are FCA-registered
2

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£2,177

No earlier figure to compare

Cash at bank

£3,001

−50% from £6,018

Employees (average)

0

Same as 0

Owed within a year

£852

−56% from £1,952

Total equity

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08015219. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2026

1 April 2026

  • Board replaced: its only director left and a new director took over
  • Ian Patrick Day gave up control
  • Kevin Brian Duffy took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Ian Patrick Day took control (75–100% of shares)

Companies House

2013

1 July 2013

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2012

2 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (8 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Similar firms

Other firms of the same type (mortgage adviser or broker), nearest first.

In Derby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 25 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Home Counties Mortgage Protection & Finance Limited FCA authorised?
Yes, Home Counties Mortgage Protection & Finance Limited (FRN 587081) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2013 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Home Counties Mortgage Protection & Finance’s phone number and website?
The FCA register lists the phone number 020 8367 1620 and the website homecountiesmortgageprotectionandfinance.co.uk for Home Counties Mortgage Protection & Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Home Counties Mortgage Protection & Finance a scam or clone?
Home Counties Mortgage Protection & Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Home Counties Mortgage Protection & Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Home Counties Mortgage Protection & Finance to the Financial Ombudsman Service, free of charge.
Who owns Home Counties Mortgage Protection & Finance?
Companies House lists one person with significant control of Home Counties Mortgage Protection & Finance: Mr Kevin Brian Duffy (75–100% of shares). Before that, it was controlled by Mr Ian Patrick Day.
Who runs Home Counties Mortgage Protection & Finance?
Companies House lists one director of Home Counties Mortgage Protection & Finance: Kevin Brian Duffy.
How long has Home Counties Mortgage Protection & Finance been in business?
The company was formed on 2 April 2012, and has held its current FCA authorisation since July 2013.
What do Home Counties Mortgage Protection & Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £2,177 (no earlier figure to compare) and cash at bank of £3,001 (−50% from £6,018).
Does Home Counties Mortgage Protection & Finance use any other names?
It trades as Midlands Mortgage Protection & Finance, Mortgage Force City, Mortgage Force Home Counties, Mortgage Force London and Wiser Mortgages. It has previously used 3 other names: Berberry Consultants, Home Counties Financial Services and LiveMore by Mortgageforce.

Sources and links

The full report on Home Counties Mortgage Protection & Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…