Home Credit Limited

Reference number: 685845

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When homecredit-ltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07891 400579 is
  • Who else gives the postcode DT9 4QU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Easypawn Limited Former name
  • Home Credit Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04111270
Company status
Active
Company type
Private limited company
Incorporated
21 November 2000 (25 years old)
Registered office
The Annex The Manor House, Over Compton, Sherborne, Dorset, DT9 4QU, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
John Philip De Blocq Van Kuffeler Director Jan 1949 1 Dec 2022 34 other companies
Andrew John Lockard Director Jun 1976 1 Dec 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
35
closed down
12
are FCA-registered
4

In the full report: all 35 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£271k

+59% from £171k

Employees (average)

5

+25% from 4

Owed within a year

£39.1k

−77% from £167k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04111270. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Home Credit’s history from the FCA register and Companies House, newest first.

Key events (12) All events (30)

2024

15 June 2024

  • John Philip De Blocq Van Kuffeler took control (75–100% of shares)

Companies House

2023

1 December 2023

  • Marie Lambert gave up control

Companies House

2020

12 October 2020

  • Changed its registered name from "Home Credit"

FCA register

2 October 2020

  • Changed its registered name from "Easypawn Limited"

FCA register

18 June 2020

  • Barbara Ann Ford stopped being a part-owner
  • Edward Frederick Arthur Ford stopped being a part-owner
  • Marie Lambert took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Barbara Ann Ford became a part-owner (25–50% of shares)
  • Edward Frederick Arthur Ford became a part-owner (25–50% of shares)

Companies House

29 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2000

21 November 2000

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (12 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Home Credit

Other FCA-listed firms that share a director, phone number or address with Home Credit. A link shows who the firm is tied to, not whether either can be trusted.

past links
4

In the full report: all 0 connected firms, named

  • 4 past links through former directors
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Firms like Home Credit

Other firms of the same type (lender), nearest first.

In the Dorchester (DT) postcode area

John Joseph GreenTodberAuthorisedAndy Harvey LimitedDorchesterAuthorisedBishop C LimitedWeymouthAuthorisedFrake D LimitedDorchesterAuthorisedHorton J LimitedBlandford ForumAuthorisedSouth Coast Industries (Portland) LimitedPortlandAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Home Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 35 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history

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Frequently asked questions about this firm

Is Home Credit Limited FCA authorised?
Yes, Home Credit Limited (FRN 685845) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Home Credit’s phone number and website?
The FCA register lists the phone number 07891 400579 and the website homecredit-ltd.co.uk for Home Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Home Credit a scam or clone?
Home Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Home Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Home Credit handles your money, so check the specific product before you commit. You can also refer complaints about Home Credit to the Financial Ombudsman Service, free of charge.
Who owns Home Credit?
Companies House lists one person with significant control of Home Credit: Mr John Philip De Blocq Van Kuffeler (75–100% of shares). Before that, it was controlled by Mrs Barbara Ann Ford, Mr Edward Frederick Arthur Ford and Ms Marie Lambert.
Who runs Home Credit?
Companies House lists 2 directors of Home Credit: John Philip De Blocq Van Kuffeler and Andrew John Lockard.
How long has Home Credit been in business?
The company was formed on 21 November 2000, and has held its current FCA authorisation since January 2016.
What do Home Credit’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £271k (+59% from £171k).
Does Home Credit use any other names?
It has previously used 2 other names: Easypawn Limited and Home Credit.

Sources and links

The full report on Home Credit Limited

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