Home Financial Consultants Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 20 years
Your funds are protected by FSCS
No FCA actions
Active company since 1997
Accounts filed up to 15 October 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

hfcifa.co.uk (opens in a new tab)
Phone number

01206 298383
Address

Home Financial Consultants Ltd, 1G The Gattinetts, Hadleigh Road, East Bergholt, Suffolk, CO7 6QT, United Kingdom

In the full report: 3 background checks

When hfcifa.co.uk first appeared online, and whether it can receive email
What kind of line 01206 298383 is
Who else gives the postcode CO7 6QT

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments
Providing basic advice on stakeholder products

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03435049 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 September 1997 (29 years old)
Registered office: 1g The Gattinetts, Hadleigh Road, East Bergholt, Suffolk, CO7 6QT
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alan Goody	Director	Jan 1957	25 May 2001	1 other company
Susan Ann Goody	Director	Nov 1956	1 Oct 2003	1 other company
Susan Ann Goody	Secretary	Not published	25 May 2001	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 15 October 2025Small company accountsNot audited

Net assets

£69.7k

−18% from £85.5k

Cash at bank

£25.6k

+62% from £15.9k

Employees (average)

3

−25% from 4

Owed within a year

£16.2k

−3.6% from £16.8k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03435049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Home Financial Consultants’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2016

6 April 2016

Alan Goody became a part-owner (25–50% of shares)
Susan Ann Goody became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2006

1 November 2006

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1997

16 September 1997

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Home Financial Consultants

Other FCA-listed firms that share a director, phone number or address with Home Financial Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Home Financial Consultants

Other firms of the same type (financial adviser), nearest first.

In the Colchester (CO) postcode area

Affinia LimitedColchesterAuthorised Ajax Wealth Management LimitedColchesterAuthorised Arcaria Financial Solutions LtdColchesterAuthorised Ashworth Financial Planning LimitedColchesterAuthorised Birkett Long IFA LLPColchesterAuthorised Blue Square Financial LimitedColchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Home Financial Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 12 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Home Financial Consultants Limited FCA authorised?

Yes, Home Financial Consultants Limited (FRN 457010) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Home Financial Consultants’ phone number and website?

The FCA register lists the phone number 01206 298383 and the website hfcifa.co.uk for Home Financial Consultants. If you were given different contact details, use these to check with the firm before going any further.

Is Home Financial Consultants a scam or clone?

Home Financial Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Home Financial Consultants?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Home Financial Consultants to the Financial Ombudsman Service, free of charge.

Who owns Home Financial Consultants?

Companies House lists 2 people with significant control of Home Financial Consultants: Alan Goody (25–50% of shares) and Mrs Susan Ann Goody (25–50% of shares).

Who runs Home Financial Consultants?

Companies House lists 2 directors of Home Financial Consultants: Alan Goody and Susan Ann Goody.

How long has Home Financial Consultants been in business?

The company was formed on 16 September 1997, and has held its current FCA authorisation since November 2006.

What do Home Financial Consultants’ latest accounts show?

Its latest accounts, to 15 October 2025, show net assets of £69.7k (−18% from £85.5k) and cash at bank of £25.6k (+62% from £15.9k).